We are seeking an experienced Finance Operations professional to join a team underwriting asset finance proposals, including large-scale leases and commercial credit for dealers and clients. This hands-on role offers the chance to work with complex credit lines, make impactful financial decisions, and support business growth.
You’ll be part of a collaborative team that manages moderately complex to high-value credit applications — ranging from £80,000 to over £100 million — and plays a key role in supporting dealers, sales teams, and clients through the finance process.
Key Responsibilities
1. Assess and approve/decline asset finance proposals, analysing financial statements, cash flow, balance sheets, and supporting documentation.
2. Manage credit lines and portfolio risk, including personal guarantees and corporate accounts.
3. Liaise with dealers and Area Sales Managers, providing guidance, clarifying queries, and building strong relationships.
4. Oversee the workflow from point of sale to onboarding, including collaboration with internal teams and international risk functions.
5. Mentor and support other team members, sharing expertise in credit assessment and operational finance.
6. Participate in process improvements, helping to streamline operations and enhance efficiency.
About You
7. 3+ years’ experience in asset finance, commercial lending, fleet finance, or corporate credit underwriting.
8. Strong financial analysis skills.
9. Comfortable working with large credit lines, leases, and complex financial structures.
10. Experience with financial systems (ERP, Sage, SAP) and advanced Excel skills (pivot tables, VLOOKUP).
11. Excellent communication skills to interact with dealers, clients, and colleagues across the business.
What’s on Offer
12. Supportive, flexible, and inclusive working environment
13. Generous pension scheme
14. We Care employee assist benefit
15. Long service awards
16. Hybrid / flexible working
17. Hours of work are Monday - Friday 37.5 hours per week
18. Easy access and free parking
19. Career progression / international exposure through project work
20. Group Income Protection and Group Life Assurance and Death in Service benefits
21. 25 Days annual leave
22. Long service bonus holiday (+ opportunity to buy and sell holiday)
Ready to take ownership of finance operations and work with complex asset finance portfolios? Apply today and join a team that values expertise, collaboration, and real impact.
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