Description
JOB TITLE: Associate Director, Portfolio Coverage Team
LOCATIONS: Birmingham, Bristol, Edinburgh, Glasgow, Manchester, Leeds & London
SALARY: Competitive package available
HOURS: Full-Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at your local office hub.
About The Role
At Lloyds Banking Group, we’re proud to be a market leader in the UK thanks to our deep sector expertise, innovative financial solutions, and unwavering commitment to client success. Our Services, Public Sector & Regions and Corporate Sector Coverage businesses sit within the Client Solutions Group (CSG), which manages relationships with Corporate and Financial Institution clients. Within this, the Portfolio Coverage Team plays a vital role in supporting a diverse, geographically spread client base, across all trading industries, helping to unlock growth opportunities and deliver strategic outcomes.
As an Associate Director in Portfolio Coverage, you’ll be part of a high-performing, collaborative team that’s passionate about delivering excellent client service and driving sustainable returns. You’ll manage a large portfolio of corporate clients across the UK, collaborating closely with Coverage, Product, and Risk teams to deliver tailored strategies that strengthen and grow relationships, with a focus on clients generating lighter revenues. Whether you’re identifying new income opportunities or managing complex client exits, your work will directly contribute to the success of our trading industries business.
This is an excellent opportunity to join a specialist team of colleagues. We're a collaborative and agile team, working together to enable the CSG business to meet their strategy and objectives.
We want individuals to join our team with excellent partner management, drive, initiative, creativity and resilience skills.
Key Accountabilities:
1. Relationship Management of a portfolio of clients located across the UK, covering the Services, Public Sector, Consumer & Tech and Industrial Energy & Infrastructure sectors
2. Manage the portfolio closely in line with the credit, conduct and operational risk requirements of the business.
3. Support the delivery of the financial metrics of the CSG business, including through identification of growth opportunities across debt and key product areas.
4. Represent the team, including through strong engagement and collaboration with key internal stakeholders, communicating effectively and appropriately with clients, including in potentially challenging bank - client discussions, to support delivery of bank strategy.
5. Maintain and grow knowledge of key underlying CSG sectors and bank related policies.
6. Show drive in development of self and Associates within the team, including through pro-active oversight and coaching.
Why Lloyds Banking Group
If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good! A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.
What You’ll Need:
7. Validated experience in relationship management within commercial or corporate banking.
8. Strong understanding of Corporate financing and the broader financial services landscape.
9. Excellent communication and stakeholder management skills, with the ability to influence and challenge constructively.
10. A proactive and organised approach to managing a large and varied client portfolio.
11. Sound credit and risk assessment capabilities.
12. A collaborative attitude and enthusiasm for coaching and developing colleagues.
13. This position requires the performance of regulated activities within the framework of the Senior Manager and Certification Regime (SMCR). In accordance with FCA and PRA regulations, candidates must hold Certified Person status and successfully complete the CISI Capital Markets qualification.
About working for us!
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
14. A generous pension contribution of up to 15%
15. An annual performance-related bonus
16. Share schemes including free shares
17. Benefits you can adapt to your lifestyle, such as discounted shopping
18. 30 days’ holiday, with bank holidays on top
19. A range of wellbeing initiatives and generous parental leave policies
If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you!
This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidate will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks
As a certified colleague your details will be published on the FCA’s Financial Services Register
This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook
The Person (“P”) performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person; in a manner substantially connected with the carrying on of regulated activities by the firm.
If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.