Hours:35 hours per week, Monday to Friday, with a minimum of 3 days per week to be worked from our Head Office in Skipton, North YorkshireSalary:£65,000 Per AnnumClosing Date:Tue, 24 Mar 2026The salary for this role is up to £65,000 dependent on skills and experienceThis is a rare opportunity to help shape a brand-new function and further embed risk into our Homes business. We want someone who brings risk to life in a way people can understand – making it human, accessible and helping our people feel confident, empowered and supported in doing the right thing for our customers.You'll be curious, visible and brilliantly connected, building trust across teams and helping shape decisions with a pragmatic, solutions focused approach. With the freedom and autonomy to define how this role looks, you'll embed risk, create a culture of customer centricity and proactive risk management. As our Risk and Governance Lead, you'll report directly to the Head of 1st Line Risk and Customer Conduct, taking ownership of risk reporting, governance cycles, insight generation and senior stakeholder engagement. You'll help ensure Homes operates within risk appetite, meets regulatory expectations and keeps customer outcomes at the centre of decisions.This is a great opportunity for a risk expert to build trust and credibility while improving risk maturity across the business. Who Are We?Not just another building society. Not just another job.We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation. We don't have shareholders; we're owned by our members.Our colleagues say Skipton's a great place to work, and you could be one of them, bringing with you new ideas on how we can keep customers at the heart of what we do.Whatever your background, and whatever your goals, we'll help you take the next step towards a better future.You will be joining the Homes 1st Line Risk team, alongside the Homes QA Testing Team of c.13 colleagues. We work with stakeholders across the Homes business and wider Society, including the Homes Leadership Teams, Audit & Compliance, Change, Products and operational teams.What's In It For You?Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space.We have a range of other benefits available to you including;Annual discretionary bonus scheme25 days standard annual leave bank holidays rising 1 day per year of service to a maximum of 30 daysHoliday trading scheme allowing the ability to buy and sell additional annual leave daysMatching employer pension contribution (up to 10% per annum)Colleague mortgage (conditions apply)Salary sacrifice scheme for hybrid & electric carA commitment to training and developmentPrivate medical insurance for all our colleagues3 paid volunteering days per annumDiverse and inclusive col league networks available for you to join including our Carers and Pride Alliance groupsWe care about your health and wellbeing – we provide a range of benefits that support this including cycle to work initiative and discounted gym membershipWhat Will You Be Doing?Risk Governance & Framework Delivery – lead all risk reporting, governance cycles and committee submissions – ensuring the business has clear, accurate and timely visibility of its risks. Embedding first line risk management frameworks across HomesRisk Reporting & Insight – acting as an expert, turning data, incidents, customer themes and emerging trends into meaningful insights. Leading and overseeing root cause reviews to drive remediationCustomer Outcomes & Conduct – ensuring Consumer Duty, customer outcomes and conduct considerations are embedded – partnering closely with customer facing teamsStakeholder Engagement & Influence – acting as a trusted adviser across the Society, building relationships with 2LOD & 3LOD teams, helping to strengthen governance and adherence to group standardsEnterprise & Operational Risk Management – maintain the accuracy of risk assessments, support control owners, oversee policy compliance and driving proactive identification of new and emerging risksWhat Do We Need From You?Experience Previous experience within 1st or 2nd line risk in Financial ServicesDemonstrated experience of delivering improvements in quality and risk oversightExperience in data analysis, conducting risk assessments and investigations Skills Strong commercial acumenAbility to build relationships with senior stakeholders, engaging, influencing and providing challengeStrong communication, able to articulate com plex information into easily understandable languageAbility to interpret and apply regulatory requirementsAnalytical thinker, with the ability to make strong judgementsKnowledge Strong understanding of Operational-enterprise risk managementWorking knowledge of the financial service industry