About the CompanyMolo is a non-bank lender that offers mortgages in the United Kingdom (“UK”) to both UK and overseas-resident customers originated through intermediary partners. Innovation is at the core of our identity, as reflected in our:competitive product proposition, fitting a wide array of borrower needs;flexible criteria, serving UK, expat, and non-resident borrowers.Since launching in 2018, we've led change in the UK mortgage market and have processed over £2 billion in mortgage applications. Molo is regulated by the UK's Financial Conduct Authority (“FCA”) and is a wholly-owned subsidiary of the privately owned ColCap Financial Limited in Australia (“ColCap”). ColCap was established in 2006 by its co-founders who are the Group Chief Executive Officer and Chief Operating Officer respectively and has grown to an Australian and UK loan portfolio in excess of A$17 billion with more than 360 staff located in Australia, the UK and Philippines. For more information about Molo Finance, visit www.molofinance.com and ColCap UK.About the RoleAs a Specialist Buy to Let Mortgage Underwriter, you will make sure appropriate lending decisions are made in a well-timed manner, whilst providing incredible levels of service as you go.ResponsibilitiesUse allocated lending mandate to assess and underwrite mortgage applications in accordance with current lending policy and within mandated limits;Operate as a team player within the business to ensure that all service standards and targets are consistently delivered;Adhere to TCF requirements and principles;Identify and report suspicions in line with Anti-Money Laundering legislation and procedures;Ensure all work is undertaken to a first-class standard by adopting a right-first-time attitude and approach through coaching, training, and performance management;Ensure effective communication with internal stakeholders, external customers, and third parties;Support Underwriting Manager by demonstrating daily proactive planning, management of workloads, and recommendation of process improvement changes where appropriate;Supporting and guiding colleagues on all matters relating to the underwriting and completion of mortgages;Managing decisions on enquiries, new applications and responding within agreed time frames;Minimise and understand the risks associated with each application;Obtain all necessary documentation to accurately make a lending decision;Manage pipeline cases through to completion;Work with Legal, Credit Risk, Treasury and Finance teams to ensure all lending requirements are satisfied before the release of funds;Responsible for any reasonable additional tasks that are required to be undertaken on a day-to-day or ad hoc basis;This is a hybrid role coming into the office three days a week.As an Underwriter, you will be responsible for assessing and underwriting Buy to Let mortgage applications to minimise risk to the company whilst adhering to regulations and standards. As an experienced Underwriter, you will have extensive knowledge within the mortgage and loans industry, holding your own mandate, we are looking for an underwriter with a minimum of 2 years of experience who has been a direct mandate holder. Consideration will be given to candidates with experience dealing with Buy-to-let applications with additional expertise to include portfolio’s, multi-unit freehold blocks, and large HMOs, experience of manual underwriting would be beneficial. In addition, you will possess excellent literacy and numeracy skills as well as a strong working knowledge of Microsoft Office.Required SkillsExtensive knowledge within the mortgage and loans industry;Minimum of 2 years of experience as a direct mandate holder;Experience dealing with Buy-to-let applications;Excellent literacy and numeracy skills;Strong working knowledge of Microsoft Office. Preferred SkillsExperience with portfolio’s, multi-unit freehold blocks, and large HMOs;Experience of manual underwriting.Additional Benefits:Health, Dental, Optical, and Mental Health Cover;Pension contribution (5%);25 days holiday + National holidays;Company offsites.