Drive sustainable loan growth across the CCB target market thru strategic management of our loan product offering, its delivery channel, governance, risk and controls Develop a viable loan product offering taking into consideration the competitive landscape and the UK + EMEA CCB's strategy Lead balance sheet and P&L financial planning Track and monitor loan product profitability and performance against identified targets, including monthly P&L attestations Lead the capital approval process for the Commercial Bank and analyze new loan and capital commitments on a risk-adjusted basis Ensure a consistent approach to transaction and client returns presentation across UK+EMEA coverage deal teams Oversee CCB submissions to senior internal balance sheet, capital, and transaction review forums Train coverage teams on pricing strategy, returns calculation and deal presentation to senior forums Assess and direct changes to the CCB loan product offering based on deals won vs. deals lost, evolving client and market demands, technology trends, and other existing and emerging threats within the commercial lending marketplace Conduct market research and competitor analyses to ensure our commercial clients have a best-in-class experience and designing and execute on identified improvement strategies Partner with Institutional Credit Management (ICM), O&T and Loan Operations to identify and prioritize opportunities to improve efficiency, control and the client experience across the E2E lending platform Direct and oversee all aspects of program life cycle management including market demands, technology trends, and regulatory requirements Partner with all up and downstream stakeholders to ensure CCB client and product needs are fully reflected in any shared platform design and operations Experience in banking, product/loan management experience or related activities Experience leading cross-functional teams to define and achieve high value business goals Broad and diverse functional experience (e.g. marketing, credit, acquisitions, product development, analytics, technology) Demonstrated experience driving business innovation, leveraging management information, and data analytics to drive results Demonstrated knowledge of product development, financial acumen, and investment processes across asset classes Ability to work unsupervised and adjust priorities quickly as circumstances dictate Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements Demonstrated analytical and influencing skills Consistently demonstrates clear and concise written and verbal communication Undergraduate Degree, MBA a plus. High level of personal integrity and interest in building the business. Exceptional interpersonal skills with strong ability to influence and build consensus. Articulate in written and verbal communication skills Propensity for detail and comprehensiveness of content. Ability to multi-task and prioritize in an extremely time-sensitive environment.
For complementary skills, please see above and/or contact the recruiter.