Nationwide and The Mortgage Works Property Risk department are seeking to expand their existing expert Valuation team strategically throughout the UK (excluding Northern Ireland as currently at capacity in the region).
As an Area Asset Risk Valuer you will be the eyes and ears of Nationwide/The Mortgage Works Property Risk team in your region.
Ideally you will have broad current experience working in the region as a Residential Valuer. No two days are ever the same but you should expect to spend around half of your working week undertaking inspections and valuations for both Nationwide and The Mortgage Works brands covering the owner occupier and buy to let markets. The rest of your time will be split between new build/first on site appraisals, assisting our internal risk and property teams with local technical advice, special projects and building your reputation as the go to expert in your local market.
If you are looking to step off of the residential valuation treadmill and have an inquisitive, risk based mindset this is an opportunity to join a forward thinking team who challenge the norm and are at the forefront of innovation and change within the residential valuation industry.
This role is based within Nationwide's Property Risk department who are responsible for the valuation and risk assessment of every property taken into mortgage with Nationwide, The Mortgage Works and our heritage brands.
Whilst part of the broader department covering everything from panel management, Property-Value Guarantees (PVGs), new build exposure, property data, policy and guidance to name but a few specialities of the teams you will be a member of a close-knit UK wide Chartered Surveyor/ Valuer team reporting into our Eastern and Western region Senior Risk Managers.
At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.
This is a home-based role, however, there will be a need to regularly connect with colleagues for collaboration events in one of our office sites. This is anticipated to be quarterly in
Bournemouth
. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.
If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.
What you'll be doing
This is a home -based role with the autonomy to manage your own patch and diary. Around half of your time will be taken up by inspections and valuations chosen by you to maximise the lenders risk governance of the region and with a broad coverage of the main property types, risks and opportunities within the region.
Your risk function days away from inspections will be spent undertaking first on site appraisals across the region and setting exposure limits for those sites on and individual basis as well as assisting the central teams with any local valuation/ risk queries. You will build, retain, maintain relationships with internal and external stakeholders (Panel Firms, Agents, Brokers, Developers etc) and assist managing 3rd party relationships, deal with and take ownership of complaints, appeals, queries, requests for specialist advice from inception through to resolution
Other areas that you may be asked to get involved with include valuation/ lending decision disparities, portfolio assessments and special projects dependent on your own surveying knowledge/background and areas of specific interest. Through your work in the local marketplace, help identify process and policy improvements to enable Nationwide to do more, safe lending and assist with training of existing and new staff.
About You
At minimum you'll:
* Be FRICS/MRICS/Assoc RICS qualified and a RICS Registered Valuer (VRS)
* Have measurable experience in the residential valuation sector with proven post qualification experience
* Be based in the valuation patch as daily travel to appointments in the region is an essential element of the role
* Have an inquisitive mindset – the ability and drive to delve beneath the surface to understand what is really happening in the local market
* A desire to change the residential valuation process for the better and to modernise the industry
Our Customer First behaviours are all about putting customers and members at the heart of how we work together. You can strengthen your application by showing the behaviours that resonate with you, and how you might have already demonstrated these.
* Feel what customers feel
* We step into our customers' shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
* Say it straight
* We are brave in speaking out and saying what we think – we're honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
* Push for better
* We don't settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
* Get it done
* We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes
You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.
The extras you'll get
There are all sorts of employee benefits available at Nationwide, including:
* 25 days holiday, pro rata
* From January 2026, all colleagues will have access to fully funded private medical insurance
* A personal pension – if you put in 7% of your salary, we'll top up by a further 16%
* Access to an annual performance related bonus
* Access to training to help you develop and progress your career
* A great selection of additional benefits through our salary sacrifice scheme
* Life assurance worth 8x your salary
* Wellhub – access to a range of free and paid options for health and wellness
* Up to 2 days of paid volunteering a year
Banking – but fairer, more rewarding, and for the good of society
We forge our own path at Nationwide.
As a mutual, we're owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don't see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.
If you're inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you're one of us.
At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.
We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.
What to do next
If this role is for you, please click the 'Apply Now' button. You'll need to attach your up-to-date CV and answer a few quick questions for us.
We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.