Do you have the credit experience to assess SME funding facilities and support lending decisions within invoice finance?
This role is responsible for underwriting invoice finance facilities for SME clients. You will analyse financial information, assess credit risk and structure facilities in line with lending policy.
The Company
A UK based specialist finance provider focused on funding solutions for SMEs. The business operates across multiple asset-based lending products and has a dedicated underwriting, risk and operations team.
Benefits
Competitive basic salary, depending on experience
26 days annual leave rising to 28 with service
Private medical insurance
Life assurance
Income protection
Healthcare cashback plan
Pension scheme
Cycle to Work scheme
Holiday exchange scheme
Key Responsibilities
Assess new invoice finance applications from SME clients
Review management accounts, statutory accounts and cash flow forecasts
Analyse debtor ledgers including concentration, ageing and dilution
Structure invoice finance facilities in line with credit policy
Prepare credit papers for internal approval processes
Liaise with sales, risk and operations teams during deal assessment
Support due diligence and client onboarding activity
Ensure all documentation and credit approvals are completed accurately
Monitor risk factors identified during underwriting
Maintain accurate records within internal systems
Skills and Experience
Proven underwriting experience within invoice finance
Strong understanding of factoring and invoice discounting structures
Ability to analyse SME financial statements and trading performance
Knowledge of credit risk assessment and lending processes
Strong written and verbal communication skills
High attention to detail and analytical capability
Ability to manage multiple cases and meet deadlines
Experience using finance or CRM systems
Venator Executive
Venator Executive is a specialist recruitment consultancy that helps organisations build high performing sales, operations and finance teams. We are committed to connecting exceptional talent with outstanding opportunities. All applications will be treated with the utmost confidentiality.
Please note: While we aim to respond to all applications, due to the high volume of responses, only shortlisted candidates will be contacted. If you do not hear from us within 7 working days, please assume your application has not been successful on this occasion.
Venator Executive operates as an equal opportunities' employer. We welcome applications from all individuals and encourage those from underrepresented groups to apply.
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