Description & Requirements
Role Title: FRS Analyst
Department: Specialty
Team: Financial Risk Solutions
Location: London
Type: Permanent, Full-time
About the Role:
FRS is seeking a motivated Analyst to support the growth of their portfolio, particularly in the Short-Term Trade Solutions business. The successful candidate will assist underwriters in developing and expanding multi-buyer trade credit and receivables finance businesses across Europe. While specific experience in these products is not mandatory, knowledge of trade credit, receivables/payables finance, and buyer risk underwriting is advantageous.
The role reports to CCPRM’s Credit Risk Manager and collaborates closely with the Head of Multi Buyer Trade Credit (MBTC) Europe.
About the Department & Team:
Financial Risk Solutions (FRS) underwrites credit and political risks via Lloyd’s of London and company insurance. These encompass risks related to non-payment, non-performance, and political perils like expropriation, export embargoes, war, etc. Clients include banks, corporates, trading companies, export credit agencies, and multilaterals.
The Country, Credit & Portfolio Risk Management (CCPRM) team manages country and credit risk exposures, setting risk appetite within a comprehensive risk management framework. This includes governance, policy standards, controls, and analytical processes.
Key Responsibilities:
* Conduct financial and credit analysis on buyers/obligors to assess creditworthiness and set appropriate credit limits.
* Analyze transaction risks and collaborate with underwriters to understand deal structures, including financial models.
* Perform quantitative and qualitative credit analysis to assign Liberty (internal/shadow) ratings and validate external ratings.
* Monitor macroeconomic, sovereign, and industry risk trends through research and rating agency reports.
* Coordinate with external data providers.
* Assist in setting exposure limits based on detailed analyses.
* Maintain and update aggregation systems and assist with reporting.
* Support development of MBTC technology platform and risk strategies.
* Conduct ad-hoc research and analysis as needed.
* Develop tools for portfolio monitoring, analysis, and stress testing.
Skills and Experience:
* Effective team player with strong communication skills.
* Proactive, analytical, detail-oriented, and reliable under pressure.
* Knowledge of international affairs, finance, and market conditions.
* Understanding of financing structures and financial instruments, especially for working capital and receivables/payables.
* Flexible and adaptable in a dynamic environment.
* Experience in credit risk analysis, preferably in insurance, banking, public agencies, or rating agencies.
* Excellent written and verbal communication skills.
* Strong Excel skills; familiarity with Tinubu and D&B is a plus.
* Experience in emerging markets is advantageous.
About Liberty Specialty Markets (LSM):
Part of Liberty Mutual Insurance Group, LSM offers global insurance and reinsurance services. The company values its people, promoting diversity, inclusion, collaboration, and work-life balance. For more information, please follow the links below.
#J-18808-Ljbffr