A hands-on interim Head of Compliance role (SMF16) within a small, flat-structured bank, responsible for leading regulatory compliance oversight and supporting the CRO across all governance and control matters. Responsibilities: Act as SMF16, overseeing the bank’s compliance framework and ensuring adherence to FCA and PRA requirements. Provide regulatory advice and guidance to the CRO, Board, and senior management. Maintain and enhance compliance monitoring and control frameworks. Lead regulatory horizon scanning and ensure timely implementation of new rules and policies. Manage compliance reporting, MI, and escalation of key risks to governance committees. Support training and awareness across the business, promoting a strong compliance culture. Requirements: Proven experience as SMF16 (or Deputy) within a UK-regulated banking environment. Strong technical understanding of FCA and PRA regulations. Hands-on approach with willingness to engage in both strategic and operational tasks. Excellent stakeholder management and communication skills. Immediately available or on short notice for a 6-month FTC.