Credit Analyst – Financial Markets
Office-based, Permanent, Start: ASAP
Salary: Competitive, depending on experience.
Responsibilities
* Producing detailed, comprehensive and accurate credit analysis of current and prospective investment credits
* Financial report & balance sheet analysis
* Corporate structure and credit mitigation
* Business sector review
* Identifying suitable bond investment opportunities, both from existing bank clients and bond issuers who are not bank clients, which align with the London Branch Bond Investment Strategy goals
* Management of London Branch relationship with all bond investment issuers, including but not limited to production and presentation of credit reviews and periodic KYC reviews
* Work with branches of the bank, other departments of head office and external bond dealers to find liquidity in investment opportunities in both the primary and secondary markets
* Monitoring and management of existing London Branch bond investments and derivatives hedges
* Monitoring developments in financial markets (and in particular credit) to understand changes in the macro environment and how these may affect the bank's investment portfolio
* Ensuring that all the transactions are conducted in accordance with relevant regulations and internal policies, procedures and strategies
* Assist with development and improvement of the London Branch Bond Investment Strategy
Qualifications
* Solid experience in front or middle officer role related to credit
* Fluency in English, written and spoken. Proficiency in Chinese preferable but not essential
* Strong experience in credit analysis, financial statements, ratios and credit assessment models
* Very good presentation skills, to ensure credit analysis is presented clearly and succinctly
* Strong organisational and planning skills, including the ability to juggle multiple tasks
* Communication & interpersonal skills, strong leadership and management experience
* Knowledge of basic financial products, including bonds and derivatives would be preferable but is not essential
* Experience using Bloomberg/Refinitiv and Moody’s/S&P/Fitch preferable but not essential
People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.
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