Agriculture Relationship Manager, Business Banking – Carlisle
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Through Business Banking (BB), our global network offers comprehensive support and services to businesses in the SME market. From expanding overseas to managing the cash and trade flows of an established enterprise, the Business Banking team of Relationship Managers and Product Specialists provides a range of end-to-end solutions designed to help small businesses reach their potential.
We are currently seeking a proactive and customer-focused individual to join this team in the role of Agriculture Relationship Manager.
The Agriculture Relationship Manager will provide dedicated customer service to a portfolio of clients with accountability for sales, service, risk, and operational delivery. This role will have both external and internal stakeholders. Internal stakeholders may include Sales, Product Development, Risk & Compliance teams.
Your responsibilities will include:
1. Face-to-face meetings with SME clients, with 50 - 70 clients in the portfolio
2. Managing portfolio incomes of approximately £1.5 - £2m and Agriculture clients with debt levels of £500k - £2.5m
3. Driving revenue growth through understanding customer needs and by adopting a needs-based approach which engages clients and increases new business
4. Growing the business sustainably by identifying opportunities to expand a portfolio and broadening client relationships by leveraging HSBC's extensive network
5. Building a strong understanding of the client's business and industry to promote insights, enrich client conversations, and deliver fair outcomes
6. Comprehensive understanding of the client through proactive credit risk assessments and customer due diligence reviews
The ideal candidate for this role will have:
1. Experience of working in relevant environments, i.e., Corporate Agriculture Banking, Business/Corporate Banking, Financial Services would be advantageous
2. Proven ability in identifying and meeting customer needs
3. Evidence of commercial lending will be advantageous
4. Experience of leading and delivering excellent customer service and proactively looking for innovative ways to improve this service
5. Experience of building effective networks across business areas, developing relationships based on mutual trust and encouraging others to do the same
6. Comprehensive understanding of risk management and proven experience of ensuring own/others' compliance with relevant regulatory processes
This is a hybrid role covering Carlisle and the surrounding area.
Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.
If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk:
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