Job Title: Lifetime Mortgage Underwriter
Location: London Hybrid 2 days in the office, 3 WFH
Salary: Up to £45,000
Hours: Monday to Friday 9 am to 5.30 pm
Benefits:
30 days holiday plus bank holidays
Salary sacrifice pension scheme
Employee assistance programme
Health cash plan
Growth share
Professional development and growth opportunities
Annual discretionary bonusAbout the position of Lifetime Mortgage Underwriter:
Join an innovative and fast-growing specialist lender that's transforming the way mortgages are delivered to people in later life. As part of an expert underwriting team, you'll play a pivotal role in making high-quality lending decisions that genuinely support customers' futures.
This is a unique chance to apply your underwriting experience within a forward-thinking, tech-enabled environment where your expertise will be valued, and your voice heard. You'll work closely with brokers and internal teams to deliver smooth, compliant lending processes while helping shape the future of later-life lending. With strong career development opportunities, a dynamic scale-up culture, and a comprehensive benefits package, this role offers the perfect blend of challenge, impact, and growth.
Responsibilities for the role of Lifetime Mortgage Underwriter:
Review lifetime mortgage applications against lending policy to make accurate underwriting decisions
Manage a portfolio of cases from application to completion
Assess loan documentation, including valuations and credit reports, and request additional information as needed
Present cases outside mandate to senior underwriters for approval
Communicate lending decisions clearly and timely to internal teams and brokers
Collaborate closely with case managers and brokers to ensure efficient case progression
Ensure full compliance with regulatory requirements and conduct rules
Support the completion team by responding promptly to solicitors' queriesExperience and skills required for the role of Lifetime Mortgage Underwriter:
Proven experience underwriting lifetime mortgage applications
Ability to present and escalate cases outside of mandate for senior approval
Effective communication skills for liaising with brokers, internal teams, and other stakeholders
Track record of ensuring timely and compliant lending decisions
Experience supporting completion processes and addressing solicitors' queries promptlyFor more information regarding the role of Lifetime Mortgage Underwriter, please contact us
Stellar Select is acting as an employment agency and is a corporate member of the REC.
Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days