The Senior Business Risk Manager will lead risk management from the 1st line, ensuring robust controls and Risk reporting is in place to support this growing firm. Client Details This opportunity is with a growing lending firm, specialising in retail finance. The role is owned by a successful banking group. Role is based in Basingstoke, 3 days a week. Reporting directly to the MD of the firm you will support the business in credit risk, operational risk, fraud risk and conduct risk. Description This is a key role to the business working closely with a range of teams including central 2nd line Risk Management, Compliance, Operations, Finance, Sales and Commercial teams. Key Responsibilities of the Senior Business Risk Manager are : Ensuring the business is compliant with all legal & regulatory obligations in respect of the business and its retailer/broker management Developing / maintaining policies and procedures governing the operation of the business, ensuring the business properly maintains and is fully compliant with those policies and procedures and within risk appetite Operating a risk control framework designed to identify business risks and ensure these are appropriately managed including retailer risk and exposure. Monitoring key business indicators designed to identify key business risks including but not limited to credit quality, complaints and disputes, loss rates, fraud losses, key risk ratings, sector performance Conducting specific reviews and investigations as necessary to identify / mitigate key risks Establishing and maintaining an oversight program designed to identify, control and mitigate all risks and losses associated with Retailer/Broker relationships Properly quantifying and managing retailer/broker related exposures Structured reporting of key risks and KPI's to senior management Close working relationship with Sales (e.g. strategic client service reviews), Risk Management (i.e. Compliance, Audit, Risk Analytics) and Operations (i.e. Training, Underwriting, etc.) Lead, motivate and inspire the direct report in the team to deliver against their objectives Profile A successful Senior Business Risk Manager should have: Strong knowledge of risk management frameworks and regulatory requirements within financial services, circa 8 years experience. Proven experience in identifying and mitigating operational risks, credit risk and conduct risk ideally. Excellent analytical and decision-making skills Some experience of retail finance/banking/ consumer finance. Ability to communicate effectively with senior stakeholders is very important. Experience in preparing detailed risk reports and presentations. A relevant professional qualification or degree in risk management, finance, or a related field. Applicants need to be based in the Basingstoke area or be able to commute there. Job Offer Competitive salary in the range of £72000 to £80000 per annum. Comprehensive benefits package tailored to support your professional and personal needs. Opportunities for career progression in a structured and supportive environment. Generous holiday entitlement and a focus on work-life balance. Be part of a respected organisation within the financial services industry. Hybrid working pattern, 3 days in the office. This is an excellent opportunity for a Senior Business Risk Manager to make a significant impact. Apply now to take the next step in your career. Desired Skills and Experience Senior role in First line Risk Management for a rerail banking group. This is a key role in firm, ensuring the growing retail finance business is well supported the business in credit risk, operational risk, fraud risk and conduct risk.