Head of Underwriting - Insurance | Up to £110,000 plus bonus
Head of Underwriting - Insurance | Up to £110,000 plus bonus
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We love all things Risk, Analytics and Data
Role: Head of Underwriting – Premium Finance
Location: South-West London (Hybrid with 2–3 days in the office)
Salary: £90,000 to £110,000 plus bonus, 30 days holiday, private medical and more
This is a brilliant opportunity to join a well-established financial services business with a strong reputation, clear values, and a people-first culture. They’re evolving fast, with big ambitions to modernise how risk is approached, and this role is a key part of that journey.
You’ll lead the Credit Risk function, taking responsibility for credit underwriting across commercial and SME lending. You’ll shape strategy, own policy, and work closely with executive teams to ensure decisions are aligned with the business’s appetite and growth plans.
But this isn’t just about credit risk on paper. You’ll lead a team of underwriters and credit professionals, building capability, setting clear standards, and supporting their growth. This is a hands-on, collaborative leadership role with the space and support to make your mark.
To be successful, you’ll need a strong credit background across commercial and SME lending, with exposure to financial and insurance environments. You’ll also bring the leadership confidence to influence senior teams, and the technical expertise to manage complex transactions.
So, if you’re comfortable with…
* Leading credit underwriting and approvals across a varied lending portfolio
* Setting and owning credit policy, standards, and appetite
* Supporting high-value transactions and presenting to Credit Committees
* Developing your team and setting a high bar for credit papers and decision-making
* Working closely with exec teams to balance risk and commercial ambition
* Driving forward projects and process improvements in a fast-paced environment
And have experience in…
* Credit approval and credit risk management across commercial and SME customers
* The insurance sector, including an understanding of financing insurance premiums
* Banking and insurance products, and how they interact
* Leading and developing teams in high-accountability roles
* Assessing security, legal structures, and documentation risk in complex transactions
* Building strong internal and external stakeholder relationships at all levels
* (Bonus) Knowledge of premium finance products and services
Then we want to speak with you – and so will they.
If you’re looking for a senior credit role with real variety, influence, and the chance to shape the future, this is one for you!
We’d love to share more details or talk through the opportunity, just let us know what works for you!
Seniority level
* Seniority level
Director
Employment type
* Employment type
Full-time
Job function
* Job function
Accounting/Auditing, Finance, and Other
* Industries
Banking and Financial Services
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