The primary function of this role is to assess and underwrite bridging finance applications to ensure all lending complies with the company’s credit risk policy, and assisting our intermediary partners by discussing potential new applications.
Review, assess and underwrite new bridging loan applications in accordance with Lending Policy and within agreed service level agreement time parameters.
Evaluate all supporting documentation including credit searches, land registry reports, valuation reports and conduct the required due diligence for every case.
Provide a clearly articulated and balanced credit rationale supporting the approval of a new application, with mitigations where required.
Ensuring a high level of accuracy of data entry and ongoing record keeping.
Build a thorough understanding of the products offered by the Firm, its lending strategy, credit risk policies, and processes.
To apply, please visit the careers page on our company website, here:
Ability to articulate credit decisions succinctly and effectively with a clear rationale.
High level of accuracy in data entry and record keeping.
Ability to understand the firm's products, lending strategy, credit risk policies, and processes.
Experience in Bridging, Refurbishment, or Development Finance, ideally 2 years+ in a mandate-holding role (or similar) for a specialist finance provider.
Experienced in preparing detailed and succinct credit rationales in support of a bridging loan.
Flexible, can-do, problem-solver attitude, skilled in finding solutions to challenges.
Experience with unregulated bridging finance transactions.
Values diversity and actively promotes an inclusive work environment.
Data-Driven and Risk-Focused
Utilizes data to inform decisions and improve processes.
Maintains a strong focus on risk management and mitigation.
Demonstrates a willingness to take calculated risks.
Continuously seeks opportunities for growth and improvement.
Company Bonus Scheme : Up to 10% in line with our policies, rewarding your hard work and dedication.
Life Insurance : Vitality Private Medical Insurance : Hybrid Working : Enjoy the flexibility of working from home 3 days a week, with additional/alternative flexible arrangements considered upon request.
Generous Leave : 23 days annual leave, 8 statutory holidays, plus 2 additional paid leave days over the Christmas period.
Pension Scheme : Competitive contributions to secure your future.
Fantastic Company Culture : Wellbeing Support : Access to resources and programs to support your mental and physical health.
Professional Development : Opportunities for training and growth to help you advance your career.
Career Progression : Clear pathways for advancement, with achievements recognized and celebrated.
To apply, please visit the careers page on our company website, here:
At Quantum Mortgages Limited (QML), we are dedicated to revolutionizing the mortgage industry with innovative solutions and exceptional customer service. Established with a vision to simplify the mortgage process, we have grown into a trusted name in the financial sector.
Our mission is to offer personalized mortgage solutions that cater to the unique needs of each client, ensuring a smooth and supportive journey from application to approval.
Recognized Excellence: Recently recognized by Mortgage Introducer magazine as the overall top mortgage employer of 2023 and Buy to Let Lender of the Year.
Specialist Lender: We specialize in providing finance to professional landlords who are underserved by high street lenders and even many existing specialist lenders.
Personalized Service: We offer customized mortgage solutions tailored to individual needs, ensuring our clients receive the best possible support.
Join us at Quantum Mortgages Limited and be a part of a team that is shaping the future of the mortgage industry. To apply, please visit the careers page on our company website, here: