The company
Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics – they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses.
Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve.
We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need – often within minutes.
The team
The Finance Technology team builds and maintains the payment infrastructure and financial data systems that power iwoca's growth. The team partners with the Finance team to build scalable tools and supports other product teams to launch new products with enhancements to the payment infrastructure and financial data systems. As a group of skilled back-end engineers, they work closely with a dedicated Tech Lead and Product Manager, using Agile methods to ship code frequently and solve complex problems together. Three of the team work remotely and five are hybrid, working 1-3 days per week in the London office.
The role
Responsibility and Autonomy:
* Lead the delivery of well-defined projects involving many stakeholders and systems.
* Go beyond the code to develop a deep expertise in the fintech team's domain, understand our core financial products and our stakeholder needs to become a trusted technical advisor to the business.
* Perform detailed technical scoping and prototyping to support feasibility testing and decision making.
Delivery and Collaboration
* Architect and implement scalable solutions for complex challenges, such as building a new ledger system or integrating real-time payments.
* Translate ambiguous product requirements into clear, actionable technical plans that guide the team's work.
* Contribute high-quality, production-ready code and foster a collaborative environment by reviewing work, helping to troubleshoot live issues, and writing useful documentation.
Learning and Growth:
* Embrace and demonstrate a growth mindset by sharing new technologies and best practices within the team and across the company.
* Work with the Tech Lead to improve our development and agile practices.
The requirements
Essential:
* Experience building scalable back-end systems for payments or financial ledgers
* Proficiency in Python and experience with relational databases, ideally PostgreSQL
* Experience building highly available systems that process a large number of transactions (10,000+ per day)
* A strong numerical or technical background (for example, a degree in Computer Science, Engineering, Maths, or a related field).
Bonus:
* Experience with the Django framework.
* Experience with infrastructure-as-code and CI/CD pipelines (DevOps).
* Experience with Rust.
The salary
We expect to pay from £70,000—£100,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews.