Credit Risk Analyst Wellingborough (hybrid 3 days per week onsite) Salary: £38,000 - £42,000 per annum If you enjoy turning data into insight that shapes real decisions, this role gives you room to grow, learn and make a visible difference. You will turn data into insight that shapes how Arkle makes lending, pricing and portfolio decisions. Working with large datasets, you’ll build clear analysis for senior stakeholders and keep core monitoring processes running smoothly. It’s a hands‑on role in a small, collaborative team where your work has visible impact, your technical skills will grow and there’s a clear pathway to progress within the credit function. Hours of work are 9am to 5pm Monday to Friday with the flexibility to work from home 2 days a week. What you’ll do Extract and manipulate large datasets using SQL, Excel and Power BI. Turn raw data into insight that supports senior decision‑making. Keep established monitoring processes running well and suggest improvements. Develop portfolio analysis, stress testing and risk trend reporting. Track broker and customer behaviour to identify shifts early. What you’ll bring Meaningful hand-on experience in credit risk analytics or business analytics. Understanding of asset finance, motor finance or consumer credit, plus working knowledge of the Consumer Credit Act and CONC. Familiarity with external data sources such as credit bureaus and fraud data. Strong Excel and Power BI skills, with the ability to work with large datasets, automate parts of reporting and produce clear visual outputs. Experience using SQL and ideally Python or similar tools. A numerate degree. Clear communication and stakeholder management skills. Who we are Arkle Finance is an ambitious and growing asset finance lender supporting more than 5,000 individuals and businesses. We offer clear and reliable finance solutions and work closely with our introducers and clients to provide a friendly and consistent service. We are now in year two of our five‑year growth plan. With our infrastructure renewed and strong backing from the Weatherbys Banking Group, we are focused on sustainable growth and creating long‑term value for our customers and our people. Our commitment to inclusion At the Weatherbys Banking Group, we’re committed to building a diverse and inclusive workplace where everyone feels respected, supported, and empowered to thrive. We believe that different perspectives and lived experiences make us stronger, and we actively welcome applications from people of all backgrounds and communities. As a proud Disability Confident Committed employer, we’re dedicated to creating an environment that’s accessible and inclusive for all. If you have a disability and meet the minimum criteria for the role, you’ll be guaranteed an interview. If you need any adjustments during the recruitment process, please let us know we are here to support you.