Credit Risk Analyst Higher Apprenticeship
Our Credit Risk team turn data into smarter, sharper credit decisions. Grow your potential as a Credit Risk Analyst Apprentice and build hands-on experience with real data, real systems and real impact, earning a starting salary of £27,000 whilst doing it.
Make things happen
As an apprentice, you’ll start by shadowing experienced analysts, learning our systems, and building a solid understanding of the credit risk lifecycle. As you progress through your apprenticeship, we’ll ensure you’re able to investigate credit strategy performance, spot opportunities for improvement, and contribute to real decisioning conversations at Virgin Media O2. Day-to-day, you could be:
* Identifying issues, gaps and opportunities in our credit risk strategy
* Supporting regular reporting and documenting findings clearly
* Collaborating with teams like Fraud, Data Science, or Digital to gather insights and complete projects
We’re a flexible-first organisation because we believe people do their best work with choice and clarity. To support meaningful collaboration, we ask everyone to connect in person at least eight days a month. That could mean time in the office, volunteering days, or away days - anywhere collaboration happens.
Bring your authentic self
We’re looking for motivated candidates who are passionate about learning how to work with large data sets to solve real business problems. Experience in coding is useful but not essential. You’ll learn the technical skills here - all we’re looking for is curiosity and a willingness to develop. To be eligible, you’ll need at least five GCSEs at Level 4–9 (or equivalent). Beyond this, we’re keen to see qualities such as:
* An understanding of the Microsoft Office suite, specifically Excel
* A methodical mindset and strong attention to detail
* The ability to interpret complex information and communicate it clearly
With inclusivity at the heart of everything we do, we’re 100% committed to having a workforce that represents every part of our society, so we’re keen to hear from candidates of all backgrounds and circumstances. We’re an equal opportunities employer, embedding equity and inclusion into everything we do - from the policies we craft to the relationships we build. We believe an inclusive, diverse culture makes for a better business and a brighter world. The only barrier to applying would be if you didn’t have the right to work in the UK.
What’s in it for you
Not only will you be supported towards your Level 4 Data Analyst Apprenticeship, but you’ll grow your technical and analytical skills while working with real data across our credit decisioning systems. Join us on a starting salary of £27,000, raising to £30,000 after 12-months on programme, with a final landing salary of £35,000 upon successful completion. Plus, you can enjoy our amazing benefits, including:
* A minimum of 23 days holiday, plus your birthday off!
* Flexible benefits package including 10% matched pension contribution, holiday buying and selling, and discounts on shopping, travel and more
* Private Bupa healthcare
* Up to 26 weeks’ paid maternity & adoption leave, plus generous paternity and neonatal leave
…and plenty more to support you inside and outside of work!
What is involved with studying for an apprenticeship?
This apprenticeship gives you the opportunity to become skilled in your role, and combines on the job learning and academic study, where you’ll spend approximately 20% of your working hours completing learning with one of our training providers. The programme is fully funded by us, and we’ll support you from day one, ensuring you complete your apprenticeship with a nationally recognised qualification.
How to apply
To apply for this programme and to find out more, please click on the apply button below.
Please note that applications may close before the application deadline, so apply early to avoid disappointment.