How you'll help us live our purpose
We've been helping our members save for their future and buy a home of their own since 1875. By joining us, you'll play a big role in helping us to put home ownership within reach of more people, generation after generation.
It's a purpose that drives everything we do and one we're proud of. As a Senior Credit Risk Modelling Manager, you'll play a pivotal role in shaping this purpose, managing the development of credit risk models that underpin how we serve our members and meet our regulatory responsibilities.
How you'll make a difference
We are seeking an experienced Senior Credit Risk Modelling Manager to lead a small team in the development, delivery, and ongoing maintenance of credit risk models. You'll take responsibility for a suite of credit risk models (one of Internal ratings Based (IRB), impairment, forecasting, or decisioning) and ensuring they are robust, well-governed and aligned to regulatory expectations. You'll use a blend of technical expertise, industry knowledge, and lateral thinking to be able to solve complex business problems, taking advantage of emerging industry best practice and technological developments.
Working closely with senior stakeholders across Risk, Finance, Treasury, Commercial, Technology and the wider business, you'll help shape the Society's modelling strategy, champion best practice, and support confident, evidence based decision making.
What you'll bring to the role:
Considerable experience of credit risk model development, which should include delivery of retail Basel III Internal Ratings Based (IRB) models, or equivalent.
Experience in building constructive working relationships with internal and external technical review teams.
The ability to convey complex technical concepts to non-technical audiences.
A track record of producing clear, high-quality technical documentation suitable for regulatory review.
Ideally UK financial services experience.
Excellent stakeholder management skills, with the confidence to challenge and influence at senior levels.
Ability to work independently and at pace, staying calm and adaptable as priorities shift.
Experience leading, developing and motivating technical teams.
And in return, you'll get the best from us:
An annual colleague bonus of up to 12%
Hybrid working with 60% of your time at home
Matched pension contributions of up to 10%
26 days holiday, plus bank holidays and holiday purchase scheme of up to 5 days each year
Colleague Mortgage and Saver products
Electric vehicle scheme
2 days' volunteering per year
We'll give you a place to belong with the support to learn, develop and shape a meaningful career.
Why choose us?
Our business is centred around our people. Our colleagues are at the heart of everything we do, as shown by our Inclusive Employers Gold accreditation in 2023 and 2025. We're committed to equal opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity.
You'll be joining a truly purpose-focused culture which helped us win the Leading with Purpose award at the 2023?Business Culture Awards. This recognises how we've embedded our purpose with our colleagues, and the actions we've taken to put home ownership within reach of more people, generation after generation.
Closing Date: Monday 4th May 2026
Why wait? Apply now
We'd love to hear from you. But don't wait around - we may close the advert early and we'd hate for you to miss out.
We're devoted to creating a culture and workplace that is representative of the communities we serve. If you'd like to work with us but are unsure if you meet the full criteria for a role, please contact the recruiter so we can find out more about your skills and experience. We're committed to supporting you to be at your best - to discuss any reasonable adjustments we could make, please contact us on .
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Hybrid working model and flexible working patterns considered.
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