Job Description
Junior Compliance OfficerHybrid (4 days in the office and 1 day from home)PermanentSalary Circa £40,000
Sterling Williams are working alongside a fantastic Fintech/EMI Institution. They are seeking a permanent Compliance officer to join their team.
What You’ll Be Doing
As a Junior Compliance Officer, you’ll play a key role in our core compliance activities, from client onboarding and on-going due diligence to transaction monitoring and assisting with regulatory obligations. Sitting between an entry-level Associate and a more senior Compliance Officer, this role is perfect if you have 1-3 years’ experience and you're ready to take your next step in a fast-paced fintech environment. You’ll get hands-on with operational tasks while building your analytical and research skills, gaining exposure to high-risk cases, vendor systems and wider compliance projects - all with the right support and mentoring to help you thrive.
Responsibilities will include, but are not limited to:
· Perform end-to-end onboarding for low and medium-risk clients · Conduct initial onboarding for high-risk clients, e.g. Enhanced Due Diligence (EDD) clients · Carry out periodic and event-driven client reviews · Monitor and review transaction alerts, investigate activity, and escalate where needed · Support sanctions and PEP screening by reviewing overnight screening queues · Respond to internal compliance queries and collaborate with stakeholders internally and externally, responding to ad-hoc queries from the business on routine Compliance matters, escalating as appropriate. This includes Zendesk tickets, inbox queries and daily screening alerts. · Participate in projects such as system enhancements, remediation, and procedural reviews where required· Keep records clear, accurate and audit-ready · Assisting with the preparation of reports for senior staff and management where required
Requirements:· Confident and pro-active with excellent organisational skills.· Excellent communication and collaboration skills· Comfortable working in a dynamic and fast paced environment.· Able to work under pressure and efficiently manage time and workload.· Enjoy research, administrative support and new challenges.· Excellent attention to detail.· Able to analyse complex information, extrapolate and communicate relevant information in an effective manner.· Enjoy working in a team and is supportive of others.· Interested in developing their risk and compliance skillset.· Adaptable and positive mindset.· Professional and presentable.· Suitably proficient in Microsoft Office and general IT skills.· Understanding of financial regulations, including AML, KYC (Know Your Customer), and payment systems regulations.· Knowledge of Financial Regulations, familiarity with the Financial Conduct Authority, Payment Services Regulation, Anti-Money Laundering Directives
Desirable· A Degree Qualification in Law, Accounting, Business or similar.· Experience in an office-based environment.· Experience in a Fintech/EMI
BenefitsWe believe in rewarding great people with great benefits and an energising environment: · Competitive salary · 25 days annual leave · Private health insurance (via Vitality) · Pension contribution · Deliveroo Lunch voucher for £15 per day in the office