Risk And Compliance Manager £40,000-£60,000 DOE Monday-Friday Warrington MPJ Recruitment are proud to be working with a reputable business based in the Warrington area who are currently searching for a Risk & Compliance Manager. You will be working for leading lender within the financial services sector who are currently lending roughly £180m per annum, due to growth this will soon exceed £200m. This opportunity is working for an expanding business with very exciting plans going forward, if you're ambitious and you would love to join a growing business, this could be the perfect role for you! The Risk & Compliance Manager is responsible for the following functions: Risk Management: * Develop and implement a comprehensive risk management framework for identifying, assessing, monitoring, and mitigating risks, with a focus on operations and interactions with customers and debtors. * Utilize expertise in credit risk to manage new customer/deal risks, minimizing existing bad debt, potential fraud and ensuring timely collection. * Regularly analyse key debtors, identify the main reasons for outstanding amounts, and assess the performance and volume trends of top customers to inform risk management strategies. Compliance Oversight: * Ensure adherence to all relevant laws, regulations, and internal policies, plus alignment if required with FCA guidelines. * Review and interpret regulatory developments, advising on their impact and guiding business changes accordingly. * Collaborate with the wider business in creating and updating compliance policies and procedures to reflect current regulatory requirements. * Lead a compliance agenda and act as an commercially balanced advocate for the function right across ACG. Data Governance: * Manage data governance activities to improve data quality, consistency, and governance, ensuring compliance with data protection regulations and enhancing business trust in data. * Undertake data governance audits in collaboration with the Operations team. * Support the creation of a data governance analyst to deliver ACG wide requirements. Monitoring, Reporting, and Auditing: * Establish processes for regular monitoring, reporting and auditing of risk and compliance issues, ensuring alignment with established frameworks. * Conduct internal audits to review compliance with risk management and compliance standards, provide advice and challenge to the business in the further enhancement of it’s control environment. Training and Awareness: * Develop and deliver training programs to ensure employees understand and adhere to compliance, risk management, and data governance policies. * Oversee compliance related training adherence to industry standard practice. Stakeholder Engagement and Strategic Advice: * Act as the primary contact for regulatory bodies, solicitors, and external stakeholders on risk and compliance matters. * Provide strategic advice to board members, Managing Director and senior management on risk, compliance, and regulatory changes. * Create an audit, risk and compliance committee to facilitate required updates or changes. Benefits: * Competitive salary * Hybrid working * Fully paid training * Free parking * Train station 5 minutes away * Enhanced contributory pension which goes up to 17% * Annual bonus * Qualification funding * £720 p/y benefits package that can go on what you want. E.g. gym membership, healthcare etc. * Birthday holiday Please click APPLY if you are interested