London
Quantitative Analyst (Portfolio and Credit Risk)
London
Discretionary Company Bonus Scheme
* 25 days holiday (rising to 28 after 3 years’ service) pro rated, plus bank holidays, to take time to recharge and do something you love.
* Private Medical - via vitality, with reward schemes paid for you and your family.
* Health cash plan - via Simply Health for employee's and children claiming money back for dental, optical, etc
* Pension – Oodle will contribute 5% of your salary into your pension pot to help you save for the future
* ????Life Assurance - 4 x annual salary - benefit funded by Oodle
* Free breakfast, drinks and fruit in the office – you can help yourself to cereals, toast, fizzy drinks and lots of fruit.
* Employee discounts – discounts you can access anywhere, anytime for all major shops.
* 1 day volunteer day per year– an opportunity to give back to the community each year.
* Mental health care – 6 free counselling sessions via our EAP (Employee Assistance Programme).
* Paid sick leave – enhanced company sick pay.
* Enhanced family leave – we provide enhanced family leave for primary and secondary caregivers.
Oodle – who are we?
Our mission is to empower our customersby delivering simple experiences, straightforward lending products, and compassionate support, from application to final payment – and beyond.
Upgrading. Growing a family. Fresh starts. Big moves. Bumps in the road.-we finance cars, but more importantly,we finance people. Since 2016, we’ve supported tens of thousands of customers on their car buying journey
As an employer, your career is important to us. We’re committed to creating an environment where you can thrive as yourself. We celebrate diversity and inclusion, actively working to make sure every team member feels supported on their journey with us. Our Talent Development team is here to support your growth, providing opportunities for learning, development, and career progression.
The Role
Quantitative Analyst (Portfolio and Credit Risk) at Oodle Car Finance.
????Location and working style
We're based in Shoreditch, London — a 3-minute walk from Old Street station. While we operate under a hybrid working model, initial onboarding requires 2-3 office days weekly. This ensures a smooth learning curve and fosters team integration.
Overview:
We're on the lookout for a Graduate Quantitative Analyst – Portfolio and Credit Riskto join our expanding team. This role will give you an opportunity to dive into a world of data, strategic analytics, and funding driven initiatives, all while reporting into the Credit Risk function. You'll not only be influencing our approach to driving profitable originations, but will also touch upon areas like Customer Management, Credit Risk, and Finance. - sounds exciting right?!
Your impact:
* Play a pivotal role in enhancing the profitability of Oodle's Hire Purchase product by offering insights, optimisations, and cost efficiencies.
* Forge robust partnerships across Oodle, ensuring key insights, monitoring, and oversight are efficiently communicated to a spectrum of teams — from operations to senior stakeholders.
* Drive initiatives to enhance Oodle’s credit risk strategies, making use of both internal and external datasets.
* Delve into Oodle’s portfolio data, ensuring our agreements consistently meet performance standards.
* Contribution to refining view of new origination unit economics.
* Contribute to refining Oodle’s loss forecasting and provisioning methodologies, offering a clearer lens on risk and return.
* Drive strategic initiatives in credit risk management, optimising processes, and offering actionable insights to the broader team.
Who you are:
Highly numerate graduate or junior analyst with a STEM or financial background. This could include qualifications such as a BSc, MSc, or PhD in areas like mathematics, statistics, chemistry, physics, economics, or finance, but other relevant qualifications or experience will also be considered.
Analytical thinker with a natural aptitude for identifying patterns and deriving meaningful insights from data, with the ability to work with both quantitative and qualitative data sources.
A proactive problem solver, comfortable working both independently and collaboratively, with the ability to tackle challenges directly linked to the business’s performance.
Strong communication and interpersonal skills are essential, as the role involves interaction with a broad range of stakeholders.
A genuine interest in Finance, Economics, and FinTech.
Proficient in Microsoft Office, especially Excel and PowerPoint.
Experience with coding (e.g. SQL, Python), data processing, data visualisation, or credit risk is beneficial but not essential.
Experience with Excel modelling is considered an advantage.
* Online Test -To be completed within 48 hours
* ️ Preliminary Interview (10 mins): Week commencing 7 July 2025
* Online group task (virtual 2 hours): Week commencing 14 July 2025
* Interviews (In office 2 hours): Week Commencing 14 July 2025
Our values are our personal brand and lay the foundation of what we care about the most. They provide us with guidance, so we can work towards the same goals. They are our DNA and are kept at the forefront of every Oodler’s mind when making business decisions.
* Embrace being human – empathy and diversity make us stronger.
* Strive for awesome – it’s awesome when we do better every day.
* Everyone’s a builder – we’re in this together and we win as a team.
* Bravely honest – we’re honest with ourselves and everyone else.
* Think customer – they’re at the heart of everything we do.
To find out more about our culture and what happens at Oodle check out our LinkedIn and Instagram .
Oodle is proud to be an inclusive workplace, and we recognise diversity of experience, thoughts and backgrounds leads to better customer outcomes and an environment where our colleagues can thrive. We have several DEI networks which are made up of our Oodlers who strive to make positive impacts to our cultures.
We’d love if you could submit your application online, but if you need an alternative method or need reasonable adjustments to take part in the interview process, please email careers@oodlefinance.com .
To find out how we handle your personal data, please refer to our Privacy Policy .
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As Oodle is a financial services company, regulated by the Financial Conduct Authority (FCA), confirmation of employment will be subject to a variety of screening checks which will be carried out once an offer of employment is accepted. These checks will include right to work checks, employment references covering the last 5 years, higher education checks, CIFAS checks (IFD & NFD), credit search (soft search), Terrorism Check (against data supplied by the Bank of England) and a DBS check previously known as a Criminal Records check.Please check YES if you have read and understood this statement? * Select...
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If you answer YES and you go on to become and employee of Oodle, a select number of your colleagues will have access to your personal information and finance details as part of their role. On joining you will be asked to sign a declaration confirming you have been made aware of this and to also confirm that you will not access your own personal information on the company's customer database. As a new employee and a customer youwill be prohibited from refinancing or obtaining a future car finance whilst working with the company.
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Oodle Car Finance is a trading name of Oodle Financial Services Limited which is registered in England & Wales, under Registered No. 07277272. Our Registered Office is 2 New Bailey, 6 Stanley Street, Salford, Greater Manchester, M3 5GS.
Oodle Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 702459). Oodle Financial Services is a member of the Finance & Leasing Association and complies with its Lending Code, a copy of which we will provide on request.
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