Job Title: Pricing Manager – Loans
Location: Bexhill/Leicester/London/Remote – Hybrid
Overview
Digital insurance provider focused on pricing and data capabilities, with a culture that values curiosity, collaboration and constructive challenge.
The Role
Working in the Credit Risk & Pricing team within the lending business, this hands‑on role uses multiple data sources and analytical tools to develop and optimise pricing and trading strategies for long‑term profitability.
Accountabilities
* Develop and optimise pricing strategies to deliver financial trading plans
* Drive efficiencies and automation in pricing strategy execution
* Collaborate with modelling to identify new pricing factors that drive competitive advantage
* Meet customers’ reasonable expectations and provide fair outcomes
* Maintain MI which facilitates effective performance monitoring and optimisation
* Provide analysis and insights for Management Committee and Board
* Maintain regulatory compliance and reputational integrity
* Act as a Commercial SME within the business and broader Hastings Group
Skills, Knowledge & Experience
* Price comparison website experience essential; retail lending product knowledge desired
* Able to handle vast and multiple data sources at speed
* Real‑rate risk‑based pricing experience essential, using non‑standard segmentation desired
* Strong SQL coding skills; other programming experience such as R or Python desirable
* Commercially aware, able to optimise for short and long‑term outcomes
* Strong communication skills that transcend levels within the business
* Analytically driven, continuously seeking new insights and applying innovative thinking
* Works effectively on own or as part of and influencing the broader business
* Comfortable in a fast‑paced environment, with agility to manage and adapt focus and priorities
* Seeks continuous improvement, both in terms of skills and outcomes
Benefits
* Flexible working – flexible hybrid working approach
* Competitive bonus scheme – eligible for the annual 4Cs performance bonus
* Physical wellbeing – private medical insurance (PMI) as a Band 4 colleague
* Financial wellbeing – life assurance cover, income protection at no extra cost, matched pension contributions up to 10%, plus discounts, cashback, free independent mortgage advice and financial wellbeing support
* Mental wellbeing programme – thrive mental health app, colleague assistance programme, in‑house mental health first aiders, support groups and a dedicated team
* Additional benefits – 27 days annual leave + bank holidays, option to buy or sell a week, health care cash back plans, dental plans, discounted health assessments, cycle‑to‑work and tech schemes, discounted and free onsite facilities, social events throughout the year
Equal Opportunity
Hastings Group is an equal opportunities employer which treats people fairly. Applications are welcome from all suitably skilled persons regardless of gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. We conduct a thorough referencing process, including credit and criminal record checks. If you require any reasonable adjustments during the recruitment process, we encourage you to let us know.
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