Personal Lines Pricing Manager
Reporting to: Personal Lines Pricing & Analytics Director. Contract: Full time | Hybrid working.
Role Purpose
The Personal Lines Pricing Manager is a senior technical pricing role responsible for the design, deployment and ongoing optimisation of pricing strategies within DUAL UK’s Personal Lines portfolio.
Key Responsibilities
- Develop and optimise pricing strategies for Personal Lines products, with a primary focus on Motor lines.
- Translate underwriting appetite and portfolio objectives into effective pricing actions.
- Contribute across the end‑to‑end pricing lifecycle from analysis to deployment and monitoring.
- Balance risk, profitability, competitiveness and growth objectives.
- Design, enhance and maintain pricing models and rating structures.
- Calibrate rating factors in response to experience and market movement.
- Support development of pricing tools, automation and MI.
- Contribute to advancing pricing capability over time.
- Develop and maintain pricing MI and rate monitoring.
- Analyse pricing performance by product, segment and channel.
- Contribute to business planning and portfolio reviews.
- Act as key pricing contact for Underwriting teams and provide expert pricing input and constructive challenge.
- Collaborate with Actuarial (reserving), Claims, Operations and Technology as needed.
- Communicate recommendations clearly to senior stakeholders.
- Ensure pricing complies with regulatory and internal governance standards.
- Support pricing governance forums and audits.
- Maintain strong documentation and change control.
Candidate Requirements
- Strong experience in UK Personal Lines pricing.
- Motor experience is essential.
- Experience of specialist motor lines is an advantage.
- Additional home pricing experience is an advantage.
- Proven hands‑on capability in pricing model development and rate optimisation.
- Excellent numerical and analytical skills, and commercial mindset.
- Strong interpersonal, stakeholder management and communication / presentation skills with the ability to influence cross‑functional teams and senior stakeholders.
- Familiarity with range of pricing tools such as Radar/Emblem to R, Python and Excel.
- Degree‑level qualification in a numerate discipline.
- Evidence of ability and appetite to succeed in a fast‑paced, rapidly evolving growth business.
Benefits
A career that you define. We support each other in the small everyday moments and the bigger challenges.
Reasonable Adjustments
We are committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working.
