What you will do:
As the Corporate Relationship Manager, you will be responsible for liaising with and supporting our corporate customers, primarily in the Hospitality, Leisure and Healthcare sectors with ongoing product services, whilst also assisting our Corporate Banking Directors & Managers across the team with value-adding activities to ensure annual financial and risk objectives are achieved for the team.
• Supporting CBDs & CBMs to manage a complex portfolio of customers by ensuring all credit and operational risks task are managed and completed in a timely fashion
• Evaluating complex lending opportunities and management/testing of financial metrics/conditions, along with ‘Risk’ based considerations
• Support the timely completion of Annual renewals, Covenants, Conditions Subsequent, EDD/ODDs and CRGA
• Gather information from the customer; assess, analyse and interpret financial information such as financial statements, management accounts, profit and loss statements
• Maintain active and influential relationships with key market professionals, through representing the Corporate Banking Team and building our brand reputation in the marketplace
• Develop and maintain key relationships with other departments such as Credit, Lending & Securities, Lending Operations, Financial Crime Risk & Controls and Regional Teams
• Act with integrity at all times and set the tone as an advocate of Metro Bank and be considered a role model for the Corporate Banking Team and Metro Bank when dealing with customers, intermediaries and colleagues
And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.
What you will need:
• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
• Excellent experience within Corporate Banking, particularly developing relationships both internally and externally at a variety of seniority levels, to promote the Metro Bank story
• Excellent credit underwriting skills, with a track record of understanding large SME’s/Mid-Corporates and an in-depth knowledge of the commercial lending process, from start to completion
• Strong experience in credit writing, financial analysis and report writing
• Excellent customer service skills and experience of negotiating/influencing
• Strong knowledge of Structured Finance or Hospitality & Leisure or Healthcare sectors
• Strong understanding of Financial Crime, AML requirements and TCF/conduct expectations
• Knowledge of systems such as T24, CRM, CRGA, Power BI and SharePoint etc.
Our promise to you…
• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
• We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible