Who we are
Over the last 18 years, Equals Money has helped over a million satisfied customers move and manage their money. Our award-winning product portfolio allows our customers to make low-cost multi-currency payments across various payment products. From travel money to transfers, currency hedging, to expense management, open-banking to card acquiring, we are focused on a single goal of making it easy for our customers to manage and move their money.
As a business, we are committed to delivering value to our customers through the combination of advanced payments technology and personal expert service. We’re doing this by hiring exceptional people and are now looking for a Senior Anti-Financial Crime (AFC) Manager to join our team.
With offices in London, Brussels, Chester, Amsterdam and Los Angeles, the Equals Group operates a portfolio of successful and exciting business lines and brands - Equals Money, FairFX in the UK and Equals Money Europe in Belgium. You will join a very close-knit, talented and supportive team from various backgrounds who believe that bringing different perspectives together helps us understand our customers' needs. United, by one thing, making money management straightforward and cost-effective for our customers.
Role Purpose
To manage day-to-day operations of the Anti Financial Crime (AFC) function and oversee financial crime investigations across the Equals Group, including Equals Money, Railsr, CardOneMoney, Equals Money Europe, and Equals Connect. This role ensures that suspicious activity is thoroughly investigated and escalated with appropriate documentation, accuracy, and timing.
Key Accountabilities
* Manage the allocation and oversight of cases assigned to Financial Crime Analysts.
* Ensure all internal and external SARs are timely, accurate, and fully justified.
* Act as escalation point for complex investigations and LEA requests.
* Oversea and maintain oversight of administrative case management processes, including allocation, escalation, and completion, in line with 2LOD guidance.
* Own and maintain end to end production of MI across the AFC function, including maintenance of dashboards, and preparation / delivery of MU packs for senior leadership, AFC governance forums, and regulatory stakeholders.
* Deliver QA reviews and targeted training sessions to develop the team’s technical standards.
* Maintain strong records and ensure that all investigations follow procedural requirements.
* Support group-wide thematic reviews and typology-specific assessments.
* Collaborate with the AFC Tech/Product team to improve case tooling and intelligence dashboards.
* Liaise directly with regulators and law enforcement bodies as required.
Core Competencies
* Team Leadership: Confident in performance management, coaching, and oversight.
* Technical Acumen: Expert in case handling, SAR requirements, and documentation standards.
* Attention to Detail: Maintains consistency and traceability in investigations.
* Stakeholder Engagement: Interfaces across compliance, risk, product, onboarding, and support teams.
Qualifications & Experience
* 3+ years in a financial crime investigations or FIU role.
* Strong understanding of financial crime frameworks and SAR regimes in the UK and EU.
* Holds or working towards ICA, ACAMS, or equivalent qualification.
* Familiarity with transaction monitoring platforms, KYC systems, and data analytics tools.
* Exposure to payment systems and embedded finance models (desirable).
Our investment in you
We welcome people into Equals and desire to grow and develop our talented teams. We believe in teamwork and celebrating our successes. We strive to embrace our values. We want to put you in the driving seat of your career and achieve your full potential through growth opportunities and developmental support.
When you join Equals, we aim to help you to get more out of your career. We will also offer you the following benefits;
Benefits
1. A competitive salary benchmarked against a peer group.
2. 25 days holiday per year + your birthday off
3. Opportunities for progression, development and learning new skills - £250 towards the cost of learning & development.
4. Free onsite Nuffield Health gym & pool (London) and discounted gym membership elsewhere
5. GetActive with Aviva - Health and Wellbeing discounts on services and products
6. Interbank currency rates on travel money and international transfers.
7. Bupa Private Healthcare
8. Free Eye Test and £50 up to the cost of glasses
9. EAP Service - Mental Health Services
10. Life Assurance Policy - x3 annual salary
11. Contributory pension scheme
12. Cycle to Work Scheme
13. Season Ticket Loans
14. Enhanced Parental Policies
15. Complimentary tea, coffee, soft drinks and fruit
16. We operate a hybrid working arrangement where possible
Where possible we offer the opportunity to work flexibly and the opportunity to balance some remote working with time in the office collaborating, taking part in events and developing the social connections that make working with us rewarding.
Equals strives to create a workplace where we can all be ourselves. We believe in inclusion, equality and the power of diversity, so you'll be encouraged to bring your unique perspectives and experiences, and help us understand what you need to do your best work.