Mortgage Underwriter Job Type: Full-time, Permanent Salary: £28,000 – £45,000 per year Location: Office-based, Woking, Surrey About the Role We’re looking for an experienced Underwriter to join a fast-growing, specialist lending business based in the heart of Woking. Just a short walk from the town centre, this organisation offers a dynamic and inclusive workplace where employees are supported in their development and rewarded for their contributions. This is an exciting opportunity for someone who thrives in a high-growth environment and is passionate about delivering exceptional service in line with responsible lending principles. Key Responsibilities Assess packaged applications and Decision in Principle enquiries in line with lending policies and FCA regulations. Review lending files throughout the underwriting process, ensuring accuracy and compliance with internal policies. Maintain accurate customer and loan data across systems and documentation. Build strong working relationships with key third-party partners including intermediaries, solicitors, and valuation panel managers. Meet performance KPIs and maintain underwriting mandate levels. Provide support to senior team members and contribute to ongoing policy and procedural improvements. Approve cases within your delegated mandate authority. Stay informed on market trends and regulatory developments in the second-charge lending s...