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Mortgage decision in principle adviser

Skipton
Skipton Building Society
Posted: 20h ago
Offer description

Client:

Skipton Building Society


Location:

Skipton, United Kingdom


Job Category:

Other


EU work permit required:

Yes


Job Reference:

d2ac939fd561


Job Views:

3


Posted:

29.06.2025


Expiry Date:

13.08.2025


Job Description:

Hours: This is a full-time position at 35 hours per week, working shift patterns across Monday to Saturday on a rota basis. We offer hybrid working; however, you must be able to travel to our Head Office in Skipton at least 1 day per week, with more flexibility during the initial 3-week training period.

Salary: £26,000 Per Annum

Closing Date: Sun, 29 Jun 2025

We are recruiting multiple Mortgage Decision In Principle Advisers to join our Homes Business, with a start date of Tuesday 26th August.


Who Are We?

Skipton is the fourth biggest building society in the UK, owned by its members, not shareholders. We pride ourselves on being a great place to work, encouraging new ideas, and putting customers at the heart of everything we do.


Role Overview

As a Direct Lending Adviser, you will be the first point of contact, helping customers achieve homeownership and supporting existing customers with additional borrowing needs. You will assist customers in applying for mortgages directly through Skipton.


What’s In It For You?

* Annual discretionary bonus scheme
* 25 days annual leave + bank holidays, increasing to 30 days with service
* Holiday trading scheme
* Matching pension contributions (up to 10%)
* Colleague mortgage benefits (conditions apply)
* Training and development opportunities
* Private medical insurance
* 3 paid volunteering days per year
* Diverse colleague networks including Carers and Pride groups
* Health and wellbeing benefits including cycle to work and gym discounts


Key Responsibilities

* Guiding customers through the Decision in Principle (DIP) process, ensuring eligibility based on lending policies.
* Verifying income and expenditure, understanding unique circumstances affecting lending decisions.
* Completing credit searches to inform borrowing capacity.
* Owning the customer journey through to booking in with a qualified mortgage adviser.


What We Need From You

* Motivation to deliver excellent customer service and develop professionally.
* Clear and comprehensive communication skills with empathy.
* Proactive approach to growing the business through customer contact.
* Experience in a mortgage-related role is essential.

Please note that if you are not a passport holder of the country for the vacancy, you might need a work permit. For more information, check our Blog. All applications should be made via the 'Apply now' button. This role may close early if a high volume of applications is received.

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