Avencia are partnered with a leading global insurer and Fortune 500 company, who are looking to recruit a Senior Underwriter. This role can be based in London, Leeds, Manchester, Birmingham, or Croydon. This is a brand-new opportunity within the Schemes division, managing a diverse range of latent defect insurance policies. Key responsibilities Lead the underwriting strategy for latent defects insurance across commercial, residential, and mixed-use construction projects. Serve as a key referral point for broker partners, ensuring all accounts are managed in line with agreed service standards. Oversee portfolio performance, maintaining profitability and driving growth by analysing claims trends, market developments, and loss ratios to inform renewal and pricing decisions. Build and maintain strong relationships with brokers and cover holders, acting as a subject matter expert on all aspects of latent defects insurance and representing the business with professionalism and authority. Collaborate with the Underwriting Manager to refine and enhance latent defects products and policy wordings, ensuring they remain competitive and relevant in the UK market. Provide expert technical input on risk survey reports and support informed underwriting decisions. Ensure full compliance with governance standards, FCA requirements, and all relevant legal and regulatory frameworks in all underwriting and reporting activities. Stay informed of developments within the UK construction and latent defects insurance markets, including competitor activity and emerging trends. Contribute to team objectives, supporting the achievement of ambitious targets within the Schemes team by managing workloads effectively and sharing technical expertise. Coach and mentor junior underwriters, fostering a collaborative, knowledge-sharing environment that promotes technical excellence and professional growth. Skills & experience Over 5 years experience underwriting construction risks, specialising in latent defects for the UK insurance market. Proven success in managing profitable portfolios and developing strong broker and client relationships. Experienced in product development, including policy wording, pricing, and market positioning. Strong technical knowledge of construction processes, building regulations, and common causes of latent defects. Skilled in risk assessment and mitigation, with expertise in interpreting technical reports and site surveys. Clear and confident communicator, able to explain complex technical concepts to diverse audiences. Collaborative team player who fosters a positive, high-performing culture. Detail-oriented, ethical, and dedicated to delivering exceptional client service.