At Financial & Legal Insurance (F&L), we specialise in providing reliable legal expenses insurance tailored to meet the needs of brokers, MGAs, intermediaries, and their clients. Widely recognised as a leader in the industry, F&L is proud to have been named “Personal Lines Insurer of the Year” in 2025, a testament to our commitment to quality and customer-focused solutions.
As our Head of Underwriting, you’ll play a pivotal role in strengthening our business, ensuring risk management excellence, enhancing efficiency, and inspiring a high-performing underwriting team.
As the Head of Underwriting, your key responsibilities include:
✅ Crafting and refining the company's underwriting strategy to achieve profitable growth, increased market share, and disciplined risk selection.
✅ Leading the Underwriting Committee, balancing commercial opportunities with rigorous risk governance.
✅ Overseeing portfolio and scheme performance, assessing loss ratios, retention trends, and making key adjustment proposals to support growth.
✅ Enhancing product design, policy wordings, and underwriting guidelines to stay competitive and compliant.
✅ Acting as a key point of contact for regulators, brokers, clients, and stakeholders, ensuring transparency and confidence in account performance.
✅ This is a strategic senior position where you’ll work closely with the Managing Director and Executive team to shape long-term business strategy, drive market position improvement, and ensure exceptional operational integrity.
Deep knowledge of General Insurance products, risk selection methods, and portfolio analysis.
✔️ A strategic thinker with expertise in blending analytical risk methodology with commercial opportunity.
✔️ Strong understanding of regulatory frameworks, including FCA and governance standards.
✔️ A natural ability to lead and inspire high-performing teams while fostering professional growth and psychological safety.
Working on cutting-edge solutions — championing innovative digital tools and automation to enhance accuracy and efficiency.
&##An inclusive culture that values employee engagement, professional development, and strong leadership.
&##Competitive salary, benefits package, and potential incentives linked to company performance.
Bring your strategic insight, leadership experience, and passion for disciplined decision-making, and help us deliver a better future for the insurance industry.
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