Job Description
Job Title: Senior Fleet Underwriter
Team: Fleet Underwriting
Location: Birmingham (Hybrid - 3/4 days a week in the office)
Salary: Between £45k - £55k (negotiable depending on skills, experience and qualifications)
The Opportunity:
You’ll play a key role in underwriting a wide range of motor fleet risks, working closely with brokers, and helping drive the performance of our fleet portfolio.
Key Responsibilities:
1. Assess and underwrite motor fleet risks by analysing claims history, driver profiles, vehicle types, and risk management practices.
2. Price and structure terms across a wide premium range (£10k – £250k, with occasional larger cases up to £2M).
3. Draft and adapt policy terms, endorsements, and conditions in line with delegated authority.
4. Build and maintain strong broker relationships to secure new business and retain renewals.
5. Monitor portfolio performance, profitability, and claims trends, taking action where required.
6. Ensure all underwriting decisions comply with regulatory and internal standards.
7. Keep up to date with market developments and competitor activity to inform decision-making.
8. Share expertise and support team develo...