CREDIT ANALYST / MANCHESTER / HYBRID/ PERMANENT / £23,000- £27,500 (DEPENDANT ON EXPERIENCE) PLUS BENEFITS About the Team / Role WEX Europe is a leafing provider of Fuel cards. We manage a range of flexible fuel cards in several kay markets across Europe and due to ongoing growth, we are looking to recruit a Credit Analyst to join our Credit team. The Credit Risk team are responsible for monitoring customers spend against their authorised Credit limits. Underwriting all applications across eight issuing countries in Europe, assessing and measuring the risk of extending Credit to all applicants. Proactive Portfolio Management ensuring continuous monitoring of the financial condition and performance of our customers. Our portfolio covers a wide range of business types and sizes from small enterprises to large corporate businesses and institution’s. What’s on offer? Highly competitive salary of £23,000-£27,500 (Dependent on experience) Annual company bonus 37.5 hour eek- Monday to Friday- no evenings or weekends Hybrid working from our Manchester City Centre office Industry leading pension scheme 25 days holiday plus bank holidays- with the opportunity to purchase additional holidays Life assurance Income protection Discount & perks platform Employee wellbeing How you’ll make an impact To assess and measure the risk of extending credit to all applicants Assess and evaluate the financial position and credit worthiness of all applications Interpret / translate financial statements including balance sheets, P&L Statements and management accounts Strive to accept all business, through accepting and controlling the higher risk customers- by means of reduced terms, securities etc. Minimize the risk to the business with a strong focus on fraud screening Working with multiple European portfolios Assess, ambage and report exposure position to determine the level of risk Overtrade management where the customer exposures can rapidly change Assessing customers’ accounts using information gathered, and making an informed decision within credit parameters with commercially balanced recommendations Analysis of customer’s financial statements and B2B Credit Reports Maximizing volume opportunity and growth in line with Business goals Customer contact and daily interaction with the in-country credit and sales teams Building and maintaining strong relationships with all Credit Teams, Sales Teams and Customer Service Advisors As a part of team, provide support/ cover for others roles within the Credit department when required Experience you’ll bring Proven analytical skills with the ability to assess financial information Previous experience in Credit underwriting / analyst or a similar role Experience of dealing with the main credit reference agencies Strong administrative skills- capturing and recording data, data reconciliation Advanced excel skills Knowledge of underwriting in European Countries Would be of an advantage to have previous exposure to the Fuel Card Market European language skills would be advantageous but not essential Strong communication skills Strong decision-making skills High attention to detail Ability to interface with all levels of management and staff Ability to prioritize and manage own workload Extensive, professional communication skills both written and verbal What’s next? If you have the skills and passion to be our next Credit Analyst, we would love to hear from you. APPLY NOW for immediate consideration. Due to the volume of applications received, unfortunately it is not possible to respond to each one individually, applicants that are shortlisted will be contacted within one week of application We do not accept speculative CVs. Any CV received by WEX will be treated as a gift and eligible for an agency fee. PSL agencies should only send CVs if authorised to do so by the Talent Acquisition team.