Playing a pivotal role in shaping NewDay's growth, in this role you will focus on the design, delivery, and optimisation of credit strategies across our fastest-growing products, from embedded finance and BNPL to point-of-sale lending.
Working closely with retail partners and internal teams, you'll lead on high-profile initiatives such as the launch of new products, embedded finance migrations, and the adoption of innovative data sources. With direct responsibility for strategy design and hands-on analytics, you'll help ensure we balance growth with responsible lending, delivering sustainable outcomes for both customers and the business.
What You Will Deliver
* The launch of the new Argos Pay product, leading on the monitoring of early performance and post-live optimisation of the strategy.
* The migration of the AO embedded finance product to our new platform.
* Strategies to utilise a suite of new features on the AO product, including upfront payments and basket contents (SKU) data.
* The continued development of the NewPay 1:Many products, supporting the expansion of both the LBG partnership and NewPay Direct.
* Develop key relationships with partner teams around the business; Existing Customer Management, Impairment, Enterprise Partnerships, Commercial, 2nd Line Risk, Data Science, Finance, Treasury.
Essential
Your Skills and Experience
* University degree level or similar with highly numerate and analytical background.
* Experience in developing credit acquisitions strategies and implementing policies and controls to govern acquisitions strategies.
* Excellent planning and prioritisation skills, with an ability to anticipate challenges and being open to change.
* Strong experience within a financial services organisation, with knowledge of consumer credit sector and products, and a core background in risk and / or analytics
* Ability to demonstrate proficient use of SQL / python in developing analysis and strategies
Desirable
* Experience in leading a team within a growth business, with a proven track record of recruiting and developing a strong team.
* Familiarity with modelling techniques.
* Proven understanding of decisions systems e.g. Provenir
* Experience with Credit Reference Agency (Credit Bureau) data.
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Permanent