Fraud & Financial Crime Risk Specialist
95% Remote – UK Based | Full Time
A dynamic and forward-thinking digital bank is seeking a Fraud & Financial Crime Risk Specialist to help drive and enhance its financial crime and fraud risk framework.
This is a rolling contract position with the occasional requirement to attend an office for critical meetings (Circa once per month).
This is a high-impact role that offers genuine breadth and exposure across the full suite of financial crime risks – including AML, fraud, sanctions, bribery and corruption, and terrorist financing.
Key Responsibilities:
* Deliver and embed a robust financial crime prevention and AML framework.
* Provide second line oversight of first line Fraud team activities, including PEP, RCA and alert sign-off.
* Support financial crime assurance reviews and framework enhancements.
* Advise on financial crime risks related to new products, technologies, and business initiatives.
* Act as a deputy to the MLRO during periods of absence of both the MLRO and DMLRO.
* Support annual planning and delivery of the financial crime programme.
* Keep abreast of regulatory changes and provide interpretation and guidance.
* Review due diligence materials from distributors, partners, and suppliers.
* Mentor first line fraud analysts and share knowledge to aid development.
* Assist in the preparation of regulatory reporting and submissions.
* Serve as a point of contact for financial crime matters with external authorities when required.
What We’re Looking For:
Essential:
* Broad experience in financial crime and fraud risk within a retail banking environment (savings and mortgages experience essential; business banking a plus).
* Up-to-date knowledge of financial crime laws, regulations, and best practice.
* Experience across AML/CTF areas including KYC, Source of Funds/Wealth, and SAR reporting.
* Strong communication skills and the ability to influence and advise.
* High attention to detail, proactivity, and a self-starter mentality.
* High ethical standards and ability to handle sensitive information discreetly.
Desirable:
* Experience drafting and reviewing financial crime policies and standards.
* Background in financial crime investigations and stakeholder management.
* Formal qualifications in Financial Crime Compliance (e.g. ICA certifications).
If you're ready to take on a wide-ranging and meaningful role in a fast-paced, digital-first environment – and make a tangible impact on financial crime prevention – we'd love to hear from you.