Trust Management Accountant Location: Sutton Coldfield, Birmingham (Hybrid flexible working, 3 days on-site) Salary: Up to £80,000 per annum Job Type: Full-Time / Permanent Reports to: Director of Finance Are you a commercially minded, insight-driven accountant who thrives on end-to-end ownership? This is a rare opportunity to take full responsibility for the financial reporting, control and performance insight of Dignity's funeral plans business, a regulated, long-term product with significant strategic importance. We're looking for someone who can combine technical excellence with commercial curiosity, strengthening our understanding of trust performance, deferred income and long-term financial drivers. This role is ideal for someone who enjoys improving systems, shaping processes and acting as a trusted adviser to senior leadership. About the Role As Trust Management Accountant, you will own the full P&L, balance sheet governance and financial control environment for our funeral plans business. You'll work closely with the Director of Finance and the Managing Director of Plans, translating complex financial data into meaningful insight that supports decision-making at the highest level. You'll also play a key role in enhancing systems, data flows and reporting architecture, helping to build a more scalable, automated and insight-led finance environment. Key Responsibilities Financial Reporting & Control Full ownership of the end-to-end P&L for the funeral plans business Lead a high-quality month-end close, including accruals, journals and reconciliations Maintain rigorous balance sheet governance and strong financial controls Oversee controls around third-party insurance letters and audit readiness Trust & Deferred Income Management Provide deep insight into trust performance, deferred income and P&L impact Own and enhance deferred income models, ensuring accuracy and regulatory alignment Collaborate with actuarial, commercial and finance teams to ensure consistent assumptions and data integrity Champion improvements to trust modelling and reporting quality Performance Insight & Analysis Deliver insightful monthly analysis with clear commentary and recommendations Identify trends, risks and opportunities across revenue, cost, cash and trust performance Support forecasting, budgeting and long-term planning with robust models Systems, Process & Data Improvement Lead enhancements to finance and trust systems Identify opportunities for automation and standardisation Strengthen data flows and architecture to support better reporting and compliance Stakeholder Engagement Provide high-quality ad-hoc analysis, scenario modelling and business case support Communicate complex financial concepts clearly to non-finance stakeholders Build strong relationships across Plans, Finance and senior leadership Would Suit Someone Who Thrives on full ownership of complex financial processes Has strong commercial awareness and curiosity about long-term financial products Communicates clearly and confidently with senior leaders Enjoys improving systems, processes and data flows Balances detail-orientation with strategic thinking Builds strong cross-functional relationships and influences effectively Knowledge, Skills & Experience Solid experience in management accounting, financial reporting or FP&A Full month-end ownership and strong balance sheet governance Experience with deferred income, trust structures or regulated/long-term products (advantageous) Proven ability to produce insight-led commentary and analysis Track record of improving processes and strengthening controls Fully qualified accountant (ACA, ACCA or CIMA) Advanced Excel skills (lookups, pivots, modelling) Experience with ERP/reporting systems and large datasets Strong communicator, organised, proactive and solutions-focused What We Offer Competitive annual salary. 25 days annual leave bank holidays. BUPA private healthcare (Self). Company pension Life assurance What are the next steps? If this sounds like the right role for you and you're ready to bring care and professionalism to an essential service, simply click the 'apply' button. A member of our Talent Acquisition Team will be in touch to guide you through the next steps. About Us We are Dignity, one of the UK's oldest and most trusted funeral providers, with over 200 years of history, 570 branches, and 46 crematoria. From launching the UK's first funeral plan to helping shape modern regulation, we have led the way in supporting families with care, compassion, and professionalism. Now we are building the UK's leading end of life company. As part of the Dignity Group, we also operate Farewill, the country's largest will writer and one of the UK's top probate providers, giving families support not just at the funeral, but before and after as well. Today we are over 4,000 people across the UK, all driven by the same goal: to care for families with compassion and make the UK a world leader in end-of-life care. Here to help, whenever you need. FCA Statement We're regulated by the FCA, so some roles may be subject to background checks Equality, Diversity and Inclusion Statement We know that diverse teams make better decisions, build better products, and create a better place to work. Whoever you are, wherever you're from, and whatever your life looks like, we'd love to hear from you. And if there's anything you need to make the process more accessible, please let us know Any unsolicited submissions from agencies will be accepted as a direct application from the candidate and no fees will be payable. We reserve the right depending on application numbers to close or extend the closing dates for positions; we would therefore recommend an early application.