Underwriter - Secured Loans
Fully remote - within the UK
Up to £40,000 + Commission
Our client is a household name and an established leader within their niche, employing circa 180 people across the UK. As an innovative disruptor within financial services, our client has built a bespoke cutting-edge platform, which enables their underwriters to work efficiently and at a high volume.
Due to year-on-year growth, our client is actively seeking an experienced ambitious Underwriter / Case Manager to join their successful Secured Loans team.
The purpose of this position is to assess and underwrite secured loan applications, with a particular focus on repackaging cases that do not initially fit standard criteria to find suitable solutions for customers. You will be responsible for the full underwriting journey, ensuring a quick, simple and smooth experience for clients while maintaining robust risk assessment standards.
Key Responsibilities
* Assess and underwrite secured loan applications against lending criteria
* Repackage and restructure cases that don't initially fit to create viable solutions for customers
* Conduct thorough risk assessments and make informed lending decisions
* Work collaboratively with case managers and brokers to optimize application outcomes
* Ensure compliance with regulatory requirements and company policies
* Meet strict customer deadlines while maintaining quality standards
* Provide clear rationale for decisions and alternative solutions where appropriate
* Contribute to process improvements and policy development
Requirements
* 5+ years experience in secured loan underwriting within a brokerage - Essential
* Proven ability to creatively repackage cases and find solutions for complex applications
* Strong understanding of whole of market secured lending products
* Experience working to strict customer deadlines
* CeMAP or part CeMAP qualified (not essential but advantageous)
* Excellent analytical, communication and decision-making skills
* Strong attention to detail and risk assessment capabilities
* Ability to work independently in a remote environment
Benefits
As the successful applicant you will be rewarded with a competitive salary up to £40,000 and an excellent commission structure.
Work from home - our client will provide a laptop and necessary equipment/software which will enable you to excel.
The comprehensive benefits package includes:
* Paid holiday
* Pension scheme
* Access to a flexible benefits portal where you can pick and choose the benefits that work for you
* BUPA health insurance
* Ongoing professional development opportunities