Job Description
Senior Credit Analyst - Commercial Real Estate
Core Responsibilities:
1. Develop and improve monitoring infrastructure for Corporate & Institutional Banking (C&IB) exposures, including commercial real estate metrics, to support internal risk forums and committees.
2. Manage the end-to-end credit process independently, including:
3. Assessing the viability of credit proposals and providing constructive challenge where necessary;
4. Participating in client meetings, analyst briefings, and banker presentations in support of the Relationship Manager;
5. Ensuring the quality and completeness of credit application submissions.
6. Input financial data into relevant credit systems (e.g., Moody’s).
7. Prepare credit reviews independently.
8. Collaborate with Relationship Managers to draft new credit applications.
9. Prepare call reports where required, in line with expectations set by the Head of Corporate and Institutional Banking.
10. Liaise and provide feedback to all stakeholders involved in the credit process, including:
11. Legal teams;
12. External legal counsel (if needed);
13. Agents or third-party service providers (if applicable).
14. Support the Senior Manager – Credit in monitoring the credit quality of the portfolio and contribute to periodic reporting through platform...