Your new company
A leading bank is seeking a highlyskilled and motivated Senior Credit Analyst to join its Credit Risk function inLondon. This role sits within the second line of defence (2LoD) and plays a critical part in supporting the bank's corporate and institutional business.Through robust credit risk assessment and monitoring. This role will specifically focus on Corporate Clients. Ideally, candidates have experience conducting credit risk analysis in relation to the Natural Resources & Commodities sector.
Please note, unfortunately, this role does not offer sponsorship.
Your new role
Prepare detailed credit risk assessments and recommendations for new and existing corporate clients, based on proposals submitted by front office teams. Sector focus includes Natural Resources (Oil & Gas) and Commodities (Metals & Mining).
Conduct in-depth analysis of counterparties, industries, financial statements, cash flows, and transaction structures.
Draft and update credit applications, including waiver requests, limit renewals, and new transaction proposals.
Present credit reports to internal Credit Committees and respond to queries from senior stakeholders.
Collaborate with first line of defence (1LoD) teams to support business strategy and client onboarding.
Monitor credit exposures and industry developments across an assigned portfolio
Develop and maintain financial models to track credit and market signals
Ensure compliance with internal credit policies and procedures
Manage the end-to-end credit approval process using internal systems and coordinate with front office teams to meet timelines.
What you'll need to succeed
Proven experience in corporate credit analysis, ideally within an international banking environment.
Strong understanding of credit risk principles, financial analysis, and industry risk assessment.
Excellent written and verbal communication skills, with the ability to present complex credit issues clearly.
Familiarity with credit approval systems and regulatory expectations in the UK market.
Ability to work independently while collaborating effectively across departments.
What you'll get in return
Comprehensive Salary + Bonus + Benefits
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.
Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk