As the Commercial Credit Risk Analyst, you are a key member of the Commercial Credit Risk Policy & Portfolio Oversight team by developing and delivering data to provide insight into the commercial lending portfolio. You will operate as a subject matter expert on commercial credit risk data and reporting, data analytics, data control framework, and data development/improvement.
Responsibilities include:
1. Supporting the Commercial Credit Risk Team with data analysis and processing, including reconciliation and validation routines to ensure timely and accurate data and reporting.
2. Interpreting and deriving insights from data, including producing portfolio overviews.
3. Developing technical skills in SAS/SQL, Excel, Access, etc.
4. Creating, operating, and enhancing a reporting and control framework for commercial credit risk data.
5. Monitoring the commercial lending portfolio, including reporting on credit performance, trends, and concentrations.
6. Proactively seeking opportunities to improve credit risk reporting, including automation and data controls.
7. Managing CRGA data quality reporting and collaborating with credit underwriting and lending teams to enhance data quality and system integrity.
At Metro Bank, risk management is integral to everything we do. We value individuals who take responsibility, act ethically, and are willing to voice concerns.
Requirements:
* Understanding of the risks associated with your role and their impact on stakeholders.
* Strong technical skills in SAS/SQL and knowledge of Power BI.
* Excellent understanding of the commercial lending sector and credit risk regulatory frameworks such as IFRS9.
* Ability to extract relevant data from systems to produce accurate reports.
* Experience identifying data gaps and issues in reporting.
* Strong analytical skills for data manipulation and investigation.
* Attention to detail and ability to manage competing priorities.
We offer a competitive salary, discretionary bonus, and benefits including generous holidays, pension, healthcare, life assurance, and colleague discounts. We provide training and internal career progression opportunities, with flexible hybrid working arrangements where possible.
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