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Underwriter/ Credit Risk Analyst | Fully Remote | £30k - £35k, Preston, Lancashire
Client:
Skillful
Location:
Preston, Lancashire, United Kingdom
Job Category:
Other
EU work permit required: Yes
Job Views: 5
Posted: 31.05.2025
Expiry Date: 15.07.2025
Job Description:
This is a brilliant opportunity to join a digital-first, values-led business that’s already made serious waves in the consumer finance space. With a growing product set spanning Buy Now Pay Later, credit cards, and business finance, they’re helping people buy everything, everywhere, every day and doing it in a smarter, fairer way.
They’ve built a strong foundation and are now expanding their UK operation, giving you the chance to join early, take ownership, and make a difference from day one. The culture is collaborative, energising, and full of people who care deeply about doing good work. You’ll be trusted, supported, and given the space to grow.
They’re now looking for someone to help them grow by joining as a Credit Underwriter / Credit Risk Analyst.
This is a hands-on position, perfect for someone who thrives on variety. You’ll be making real-time credit decisions while also using SQL and Python to support wider portfolio analysis. Whether you’re an experienced underwriter with a growing interest in analytics, or already blending both worlds, this role offers the chance to stretch yourself and make an impact.
To be successful, you’ll need experience underwriting unsecured personal loans or be an analyst comfortable assisting with underwriting. You should have a good understanding of credit risk. Comfort working independently, spotting risks, and making confident decisions that balance risk with growth are essential.
Key responsibilities include:
* Reviewing and assessing consumer credit applications across a growing portfolio
* Engaging with customers and gathering additional information
* Spotting risk and fraud, and making clear, well-reasoned credit decisions
* Supporting analytics projects using SQL and Python (bonus)
* Generating insights on performance and helping shape credit strategy
* Collaborating across teams to improve processes and customer outcomes
* Taking ownership of work in a fast-paced, fully remote environment
Required experience:
* Underwriting in UK consumer lending, especially unsecured loans
* Working with credit risk strategies and affordability models
* Using SQL or Python, or willingness to learn
* Balancing commercial thinking with attention to detail
* Clear communication and decision-making under pressure
* Experience working remotely with trust, autonomy, and collaboration
If this sounds like a good fit, this could be a brilliant next step for you.
We’re happy to provide a full spec or discuss further over a brief call — just let us know your preference.
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