Senior Structured Finance Analyst - Milton Keynes
About The Role
JOB TITLE: Senior Structured Finance Analyst
SALARY: Up to £58,000 pa dependent on experience
LOCATION: One Delaware Drive, Milton Keynes, MK15 8HG
HYBRID WORKING: Our current hybrid working policy requires 20% of working time to be based in the Milton Keynes office however flexibility is expected to meet the needs of the business and the role.
HOURS / CONTRACT TYPE: 35 hours per week, fixed term contract until December 2026
CLOSING DATE: 22/09/2025 We reserve the right to close the advert earlier If we receive a high volume of applications.
We’re looking for a Senior Structured Finance Analyst to be responsible for completing monthly Investor Reports for external Investors, Rating Agencies & our Headquarters in Germany, working to tight deadlines. You will also ensure the appropriate accounting treatment, systems, and processes, are understood and in place for the impending regulatory and accounting developments relating to Structured Finance.
This analytical role will be instrumental in supporting in delivering our successful Asset-Backed Security (“ABS”) Programme. This is an important and rewarding role as the ABS Programmes ensure we and our European markets have the funding needed to operate and ultimately supports our longer-term growth ambitions.
What you’ll be doing:
* Accurate production of all tasks related to the completion of the monthly UK and European markets Investor Reports to set timelines
* Perform the monthly ‘top up’ process ensuring only eligible assets based on defined legal criteria are sold into the ABS deals while ensuring all monthly legal documents & payment requests are accurately produced, signed and issued
* Monitor pool performance / ABS deal KPIs and communicate issues / trends with the relevant business stakeholders
* Respond to investor queries and provide detailed analysis and explanation
* Complete monthly Bank of England (BoE) & European Securities and Markets Authority (ESMA) reporting, as well as other monthly regulatory & analytical portfolio schedules
* Prepare the monthly & annual accounting posting / reconciliations for inclusion within the VWFS accounts
* You will liaise with external auditors (UK, Luxemburg, & Germany) on activities performed within the team and for the SPV’s annual audits and accounts preparation
What you’ll bring:
As a key member of the Structured Finance Team, you'll bring strong attention to detail and thrive in an organised, detail-driven environment where accuracy and consistency are essential.
Essential experience & skills
* Excellent and advanced knowledge of Microsoft Excel
* Financial Services experience, with an awareness of Structured Finance Transactions (Discounted Cash Flows)
* A good understanding of IFRS would be useful with some progression in an Accounting or Financial qualification such as ACA/ACCA or CIMA being beneficial.
* Experience and knowledge of process management and continuous improvement
* Portfolio analysis experience is essential
* Ability to work under pressure to meet strict deadlines
* Team player with good interpersonal skills
* Strong analytical skills with the ability to identify, understand and explain financial data
What’s in it for you?
Bonus: Discretionary 10% on-target bonus (based on personal and Group company performance)
Pension: Employer pension contribution of 9% (based on employee contribution of 3%). VWFS will pay 6% if employee chooses a 2% employee contribution.
Car schemes*: Choice of Employee Car Ownership (ECO) scheme for petrol/diesel and hybrid vehicles plus car insurance
OR Company Car scheme for Battery Electric Vehicles (BEVs) plus car insurance cover for you and a partner/eligible family member.
Other benefits: From day 1 we provide income protection, life assurance (4x salary), retail discount vouchers, access to Care Concierge (a service to support carers of adults), along with other salary sacrifice options including a will writing service and cycle to work (subject to scheme restrictions).
Following successful completion of probation, you will have access to private medical insurance for you (with the option to buy additional family cover), access to our loan car scheme for up to 2 cars for your partner or eligible family members (subject to scheme restrictions) and during our annual benefit window you can purchase critical illness cover and dental cover, so you can select the benefits that matter to you.
We invest in our people and are passionate about driving development. You’ll have access to LinkedIn Learning via our Degreed platform as well as a host of professional development programmes and opportunities to build your technical and soft skills so you can further develop your career. We also offer mentoring schemes and reciprocal partnerships recognising that we can all learn from each other in the flow of work.
About The Organisation
Why join VWFS UK?
You’ll have the opportunity to make a difference through working alongside a great team where everyone is supportive of each other and pulls together to get the job done. You will also get great exposure to not only the UK market, but other European markets, so there is plenty to learn, and lots of development opportunities, helping us to achieve our mission.
Our mission is straight forward; we want to be 'The Key to Mobility'. That means we make getting from A-to-B as easy and simple for as many people as possible. To truly meet the mobility needs of people in a changing world, our offering goes beyond traditional vehicle financing. We do this by providing a range of finance and aftersales products on Volkswagen Group vehicles, as well as developing innovative mobility products designed to solve real problems and support our customers.
No candidate will meet every single desired qualification. If your experience looks a little different from what we've identified and you think you can bring value to the role, we'd love to learn more about you!
VWFS is proud to be an inclusive employer and encourages applications from a diverse range of candidates. Diversity, Equity & Inclusion isn’t just a statement for us, we encourage and aspire for all our colleagues to be their 100% self. If you need any reasonable adjustments to assist you with the application and/or recruitment processes, please contact our Resourcing Team.