Credit Risk Manager | Up to £65k (dependant on experience) Flexible Working | Hybrid or Remote | Fantastic benefits including: 25 days annual leave + bank holidays/Genuine opportunities for career progression/Private Health care An innovative and growing financial organisation are looking for a dynamic Credit Risk Manager to join their commercial team and lead the development of smart, data-driven credit strategies that support sustainable lending! Your expertise will directly influence risk policies and help create fairer access to financial solutions for thousands of customers! What we're looking for: Degree in Data Science, Statistics, Economics, or a related field 5+ years of experience in Financial Services with a focus on credit risk Proficiency in Python, R, SQL, and Excel Hands-on experience with credit bureau data and scoring techniques Strong communicator who can simplify complex data for broad audiences Highly analytical and adaptable in fast-paced environments Experience with Salesforce or data visualisation toolsThe finer elements of the role include: Develop and monitor both custom and bureau-based credit scorecards Build predictive models (e.g., Probability of Default) to improve credit decisions Leverage credit bureau data (e.g., TransUnion, Experian) to enhance segmentation and risk strategies Conduct exploratory analysis and data cleaning to ensure data quality Lead A/B testing a...