Duration: 5 years
Salary: £26,500
Location: Edinburgh
Start: Early September 2026
Qualifications: MAcc Accountancy with Edinburgh Napier University. Youll also become a Chartered Accountant with the Association of Chartered Certified Accountants (ACCA).
Job Description
Shape the numbers. Break the mould
At Lloyds Banking Group, Finance is less about adding things up and more about making things happen.Big things.
Itsthe engine room that powers us.Itsstrategy.Itsinsight.Itsaction. And ifyoureone of ourAccountancyapprentices,yourenot just along for the ride.Youredriving.
From the moment you join,yourein the thick of it - shaping decisions, drivingchangeand helping us deliver for millions of customers.
See the big picture
Think of this as your 5year all-access pass to the inner workings of the UKs biggest bank.Youllrotatethrough differentteams - in Finance and beyond - to see every angle of how we run the show.
You could be:
Keeping us on track in Core Finance with monthly reporting,budgetingand forecasting.
Spotting the fine print in Audit & Assurance so nothing slips through the cracks.
Being our safety net in Risk & Governance.
Plotting the big moves in Strategic Business Management.
Steering the money in Taxation & Treasury.
Or breaking out of Finance entirely - working with other business areas, getting closer tocustomersand seeing how we Help Britain Prosper.
Andyoullcollect stories,skillsand lifelong friends along the way.
Swap theory for action
Thisisntsit quietly and take notes learning. This is grab a seat at the table learning.
You'llbe forecasting performance or producing key reports. Analysing risk, advising on investments, and solving complex problems alongside multi-skilled teams of finance and tech experts. All while gaining a 360 view of how finance powers the Group.
Youllmaster how to create,verifyand reviewaccurate,timelyfinancial information. And grow your soft skills like collaboration, communication and influencing (the good kind).
Plus,youllget your hands on the kind of tech that makes old-school spreadsheets look like cave paintings - data analytics platforms, next-gen reporting tools and more.
And becausewerebig on backing talent,youllhave plenty of chances to show what you can do - and surprise even yourself - early on.
Your future, fully funded
Wellcover the cost of your degree and pay you a salary while you learn, giving you the opportunity to earn a fully funded masters degree in accountancy and become a Chartered Accountant.
By the end, youwontjust understand Finance.Youllhave the skills,confidenceand qualifications to take your career anywhere. Plus, a few extra letters after your name to show off.
And because we know talent comes from everywhere, we welcome people from all backgrounds. Whatever your story,theresa place for you here.
Requirements
Whatyoullneed
Youllneed to be at least 18 years old by the end of February 2027
Nat 5 at grades A-C in both in Maths and English-Obtained
4 Highers at grades BBCC one of these Highers will need to be Maths at grade B-These grades can be predicted, but any offer made to you will be conditional upon successful achievement of these qualifications
To be eligible for this Graduate Apprenticeship, you must also meet the Scottish Governments funding eligibility criteria which includes:
Currently residing in Scotland
Have lived in the UK for at least three years prior to the course start date
Not already hold a qualification at the same or higher level than the one being offered
Important information
Anadditionalrequirement for the apprenticeship position is that you must currentlypossessa valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to five years.
Due to Home Office requirementsregardingSkilled Workers,wereunable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet theminimumthreshold if this situation applies to you, please consider looking for other vacancies which may be more suitable.
Locations
This apprenticeship is based in Edinburgh, and you will be expected to work from your primary office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full-time colleagues), apprentices are expected to be in the office most days during theinitialsettling-in period.
If your commute exceeds 1.5 hours, we strongly recommendrelocatingcloser to the office to ensure consistent attendance in line with contractual and hybrid working expectations.
About working for us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities andwerecommitted to creating an environment in which everyone can thrive,learnand develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with
Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities,
including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet theminimumcriteria for the role with a disability, long-termhealthor neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
Salary
You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you willbe re-graded, with your pay range consistent with thejob familyfor your business area.
We also offer a wide-ranging benefits package, which includes:
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
22 days holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
The closing date to apply for this opportunity is 31stDecember 2025
Our roles generate a lot of interest and occasionally we needclosefor applications earlier than originally advertised. If you think working with us could be right for you,please apply nowand see where an apprenticeship with us can take you!
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
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