Our client is an exciting global fintech Commercial Finance lender who have recently launched in the UK. They combine deep sector expertise with cutting‑edge technology to deliver fast, flexible and responsible funding to SMEs globally. With strong backing and an ambitious international expansion strategy, the business is scaling rapidly.
We now have a fantastic opportunity to join them as their Head of Risk Management. This is a brand new role so this is a rare opportunity to build the entire credit risk framework from scratch. You will be the strategic leader shaping the UK risk agenda, with scope to grow into global coverage. You’ll build and evolve a best‑in‑class credit risk framework that supports high‑growth lending, analyses and manages new and existing portfolio risk, and underpins the business’s international expansion. This is a high‑visibility role with direct influence over the executive team and Board.
Responsibilities include:
* Lead the UK risk function, setting the vision and policies for credit risk and market risk.
* Work closely with underwriting, operations and sales teams.
* Build and enhance the enterprise‑wide risk framework to support rapid, scalable growth.
* Own credit risk strategy, including underwriting standards, portfolio performance, risk appetite and early‑warning systems.
* Develop advanced risk models, scorecards and decisioning tools to drive automation and smarter lending.
* Monitor global portfolio trends, identifying emerging risks and shaping proactive mitigation strategies.
* Ensure regulatory compliance across multiple jurisdictions, partnering closely with legal and compliance teams.
* Act as a key voice in executive and Board‑level risk committees, providing clear, commercially balanced insight.
* Embed risk thinking into product development, operations and technology initiatives.
* Build, mentor and inspire a high‑performing international risk team.
Experience/skills required:
* Senior risk leadership experience within SME lending and fintech.
* Deep understanding of credit risk, portfolio management and SME lending.
* Proven ability to build or transform risk frameworks in a fast‑paced, multi‑market environment.
* Strong regulatory knowledge across UK and/or international markets.
* Highly analytical, with experience using data, modelling and MI to drive decisions.
* Confident communicating with senior stakeholders, including Board and investors.
* Commercial mindset with the ability to balance growth and risk discipline.
What’s on Offer
* Highly competitive base salary with excellent bonus potential.
* Full ownership to build and own the global risk function.
* Ability to grow your own team from the ground up.
* Joining a team of highly reputable and experienced individuals.
Ready to lead one of the most exciting fintech launches in the UK?
Please apply or get in touch to hear more about this exciting opportunity. If you are interested then please click apply below and attach your CV to this job listing.
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