Product Manager – Embedded Payments (API, H2H, SWIFT) Location: London / Hybrid Industry: Banking | Payments | Embedded Finance Employment Type: 12 month Contract (Daily rate) Our client, driving innovation in embedded finance, is seeking a talented Product Manager to join their Payments team. This is a unique chance to own and shape payment products that power seamless, secure payment experiences via APIs, Host-to-Host (H2H) integrations, and SWIFT. You will work in a highly collaborative environment, partnering with technology, compliance, risk, sales, and client teams to deliver scalable solutions that meet regulatory requirements and commercial goals. Key Responsibilities Lead the development and ongoing evolution of embedded payment products across API, H2H, and SWIFT channels Define and execute product strategy and roadmap focused on client outcomes and revenue growth Collaborate closely with engineering teams to build integration-friendly, scalable payment solutions Partner with risk, compliance, and legal to embed regulatory controls into product design Own commercialisation efforts including pricing, P&L management, and go-to-market strategy Incorporate client feedback and market insights into product improvements Manage the full product lifecycle from launch through growth and optimization Support sales and client services with product expertise and enablement materials What You’ll Bring 4-8 years of product management experience in payments, banking, or fintech Deep understanding of payment infrastructure including APIs, H2H file transfers, and SWIFT/ISO 20022 messaging Proven commercial acumen with experience managing pricing and P&L responsibilities Strong knowledge of regulatory and risk frameworks (AML, KYC, PSD2, etc.) and experience working within regulated environments Excellent stakeholder management skills and the ability to balance client needs with compliance and technical considerations A collaborative mindset and excellent communication skills Preferred Experience Exposure to Banking-as-a-Service (BaaS) or embedded finance ecosystems Experience with treasury services, ERP, or payment platform integrations Background in developer-centric product management or API design