Portfolio UnderwriterHybrid Working TO £70,000 + BenefitsA leading MGA operating within the commercial insurance market is seeking an experienced Portfolio Underwriter to take ownership of the performance and profitability of key commercial product and scheme portfolios.This is a high-profile role combining deep technical underwriting expertise with strategic portfolio management. The successful candidate will shape underwriting strategy, influence product development, and use data-driven insight to drive profitable growth across SME Property & Liability portfolios.This opportunity suits an individual who is passionate about portfolio optimisation, risk selection, and building market-leading propositions within a dynamic and entrepreneurial environment.The Role of the Portfolio UnderwriterThe Portfolio Underwriter will be directly accountable for portfolio performance, working across multiple product lines to ensure alignment with risk appetite, pricing strategy, and business objectives.The role will involve analysing portfolio MI, identifying trends, and recommending enhancements to underwriting strategy, rules, and product design. The postholder will play a key role in strategic commercial growth projects and act as a trusted partner to underwriting, pricing, and senior leadership teams.Key Responsibilities of the Portfolio UnderwriterPortfolio & Performance ManagementOwn the performance and profitability of assigned products and schemes against budgeted targetsMonitor, analyse, and interpret MI to identify trends, opportunities, and emerging risksLead development and implementation of portfolio underwriting strategies, rules, and termsConduct deep-dive analysis on conversion, retention, customer behaviour, and claims performanceProduce regular portfolio reporting and monthly independent analysisSupport the full product lifecycle, ensuring underwriting guides and documentation remain currentStrategy & Stakeholder EngagementBuild strong relationships across underwriting, pricing, distribution, and senior leadershipInfluence stakeholders with clear, evidence-based recommendationsContribute to strategic initiatives focused on commercial growth and product developmentRepresent the business in relevant market and MGA forumsPortfolio Underwriter ProfileProven track record of managing portfolio risk selection and owning underwriting performanceStrong technical underwriting background in SME Property & LiabilityExperience of portfolio MI analysis, underwriting rules management, and product developmentDemonstrated ability to interpret data and translate insight into actionable strategyExpert knowledge of underwriting principles, risk selection, and portfolio managementExcellent communication, presentation, and storytelling skillsStrategic thinker who challenges the status quo and proposes practical solutionsHighly organised with the ability to manage multiple projects and deadlinesExperience within MGA, insurer, or delegated authority environments preferredACII / DIP qualification or working towards preferred