Job Title: Mandarin speaking Head of Credit
The Skills You'll Need: Mandarin, credit analyst, credit risk, team management, ACCA/CIMA
Your New Salary: up to £120k, depending on experience
Office based
Mandarin speaking Head of Credit - What You'll be Doing:
1. Ensurepliance with the credit risk policies and procedures and ensure that a sound environment for granting, measuring, monitoring and controlling credit risk is in place.
2. Enhance the strategy, policies and procedures of Credit Risk to support the organisational business strategy and to ensure adherence to best practice.
3. Perform credit assessment and review (quantitative and qualitative) of potential and current clients/counterparties including corporates, financial institutions, CCPs and State Owned Enterprises.
4. Present credit risk assessments and rmendations to the Creditmittee for approval.
5. Monitor client exposure against various limits and initiate risk mitigation action against any breaches as per credit policy and procedure.
6. Maintain and update credit record/documentation of clients, including financials, approved limits, review decisions etc.
7. Maintain an understanding of all pertinent regulations as well as best practices pertaining to the overall credit operation.
8. Maintain continual focus on market methodological developments with regard to portfolio credit risk measurement techniques and ensure adoption of relevant techniques where appropriate.
9. Continual focus on global macro-economic environment with understanding of specific country factors and impact of those factors on the credit risk assessment with regard to clients and counterparties incorporated or operating in those countries.
10. Embed group credit risk related policies and procedures to local process.
11. Support the Head of Risk for risk management activities in market risk, liquidity risk and operational risk
12. Perform the below with the support of the risk analysts: annual risk policy reviews, organising and attending creditmittee and risk managementmittee, new product launch and post launch evaluation etc.
13. Other ad hoc duties as assigned by the management.
Mandarin speaking Head of Credit - The Skills You'll Need to Succeed:
14. Proven track record in corporate credit analysis experience, including profit and loss, balance sheet and cash flow analysis
15. Leadership skills in leading a credit team within a dynamic environment to quickly resolve issues
16. Track record inpiling researched credit assessments with sound conclusions
17. Experience of reviewing clients that operate in themodities sector
18. Understanding inherent risk in granting credit lines for IM and VM requirements for clients
19. Strong report writing skills and ability to consolidate large amounts of qualitative and quantitative data
20. Ability tomunicate effectively in a manner appropriate to the audience from junior level colleagues, to senior management as well as a diverse external client base
21. Proven mentoring skills to develop junior members of staff
22. Good MS Excel and Word skills
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Job ID 23064