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Business Loan Relationship Manager, Stoke-on-Trent
Client: The FSE Group
Location: Stoke-on-Trent, United Kingdom
Job Category: Other
EU work permit required: Yes
Job Views: 4
Posted: 04.06.2025
Expiry Date: 19.07.2025
Job Description:
Business Lending Relationship Manager - Scotland
We have an exciting opportunity for an experienced business lending manager (from a Business or Commercial Banking or SME lending background) to join a successful team currently delivering a large debt element of The Investment Fund for Scotland dedicated to the Scotland & Islands Region.
You will be responsible for origination, appraisal, and execution of loans to growing and innovative SMEs, from £100k to £2m. The debt fund was launched in October 2023 to provide funding to scale up and growing businesses which struggle to secure projection-led growth debt finance.
The fund covers the whole of Scotland and the islands region. We require the successful applicant to be based in Scotland with an existing strong network of professional introducers. The position is home-based with flexibility of location across Scotland.
Responsibilities include:
* Originate a consistent pipeline of suitable lending opportunities, developing relationships with introducers, and marketing the product (business loans from £100k - £2 million) to appropriate audiences.
* Evaluate and conduct due diligence on proposals in line with the Fund’s Lending Policy and Operational Guidelines.
* Create and present credit proposal reports to an independent credit committee for approval.
* Manage completion matters post-approval, including documentation and security instructions.
* Proactively manage client portfolios, monitor performance, and identify early potential default situations.
* Contribute to periodic fund reporting requirements.
Skills & Experience:
* Significant prior experience in lending to SMEs in the UK, with primary repayment sourced from future cash flow based on planned expansion.
* Ability to assess and structure loan propositions based on future business plans and financial forecasts.
* Collaborative approach working with a remote team.
* Ability to multitask and prioritize deadlines to meet customer expectations.
* Established network of professional introducers in Scotland.
* Good presentation skills and ability to communicate effectively at all management levels.
* High IT proficiency, especially on Microsoft Office 365 products.
* Experience using CRM systems to manage and track proposal activities.
What we offer:
* A competitive salary based on experience.
* 25 days annual leave plus Bank holidays, plus your birthday off and 1 CSR day.
* 8% employer pension contribution.
* 50% company-funded private medical insurance.
The role is primarily home-based, but travel to clients and introducers is expected. Access to good home internet is essential.
About The FSE Group:
Our goal is to support ambitious SMEs with tailored funding solutions. We manage over £325m of debt and equity funds and are committed to diversity and inclusion. For more, visit www.thefsegroup.com.
Job Types: Full-time, with options for part-time (minimum 4 days/week).
Applicants must have unrestricted UK work access.
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