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Overview of the Department/Section
The Japanese Corporate Banking Department (London) is a front office function responsible for business development of customers located in the United Kingdom and other demarcated countries in EMEA, of which their ultimate parent companies are Japanese Corporates.
This Department is in charge of overall customer relationships and covers the following tasks.
1. Achieving BSC Profit Target assigned to the DepartmentAcquire our profit by offering MUFG products and serviced to clients, through the collaboration with the Primary Offices.Discover the seeds of future profits and monetize them with Product Offices’ supportMaximize our profit through the close communications with MUFG affiliates within/outside the region
2. Strategy PlanningBuilding up Short-term and Mid-Long term account strategies on customers and execute them in due courseSupport Head of Japanese Corporate Banking Division for EMEA on developing Division’s strategy planning
3. Customer CentricAlways improve Department’s customer base through necessary customer replacementsContribute MUFG wide business expansion for our customersOffer and introduce new products and services for future profits
4. Credit ControlCreate high leveled credit / borrower rating applications through prudent and accurate credit analysisAnalyze Department’s credit portfolio and report to the management
5. Compliance and Risk OwnershipLead the Department in building up adequate Risk Ownership frameworkFollow Compliance related rules
6. MUFG ContributionContribute profit increases at other MUFG officesSupport and enhance better management/controls at other MUFG offices within the region
Number of Direct Reports
None
Main Purpose of the Role
7. Specifically, you have accountability for the following named department:
Corporate Banking Department (London)
Key Responsibilities
Specifically, you will be accountable and responsible, as a Junior Relationship Manager, (1) to independently demonstrate ownership and manage process of all aspects related to customer transactions for assigned customers and (2) to support senior Relationship Manager for large clients with complex customer transactions, including but not limited to business promotion, credit analysis/monitoring, operation and risk management with respect to the Company’s and Corporate Banking Department (London), including:
Planning and Strategy Development
8. Responsible for effectively managing a client portfolio to meet commercial and risk goals
9. Responsible for collaborating with Product Partners to effectively identify solutions that meet client needs
10. Responsible for partnering with Credit and Compliance stakeholders to meet internal requirements
11. Responsible for assisting senior Relationship Manager with origination and strategic business development activities
12. Responsible for regularly sharing information and ideas with other MUFG international branches
13. Responsible for developing a strong understanding of MUFG’s credit policy and operational procedures
14. Responsible for undertaking ongoing training and development to build skills and knowledge
Risk Management
As a Junior Relationship Manager, you will be responsible for monitoring, and taking action further to your delegated authority in respect of, the risk being run across Corporate Banking Department (London). You are/will:
15. Responsible for managing all relevant risks (including, but not limited to, market, credit, operational and conduct risks) within the firm’s risk appetite including through the use and continued development of market-leading risk management models and monitoring tools
16. Responsible to conduct business in line with internal policies and procedures as well as regulatory requirements
17. Ensure that the Global Governance Standards are supported by appropriate and effective compliance policies and procedures that are applied consistently across the Corporate Banking Department (London)
18. Responsible for ensuring that the Corporate Banking Department (London) supplying information for risk and financial reporting is well managed and, within the policies established by the Company and Operating Entity's, Boards and appropriate committees
19. Responsible for managing credit assessment flows including credit applications, borrower’s ratings and other reports with high quality analysis as well as monitoring for the assigned customers while punctually managing schedule
Regulatory Compliance, Affairs and Change
You will manage the following matters with respect to internal systems and procedures, appropriate for above departments, including:
20. Being accountable for evaluating, and establishing where necessary, appropriate operational and IT systems and controls to enable the Corporate Banking Department (London) function to conduct its business in accordance with agreed business plans within the International Business
Controls and Compliance
You are responsible for ensuring the Company’s compliance with internal risk and compliance requirements, controls and procedures, including but not limited to:
21. maintaining systems and controls commensurate to its business and in line with regulatory requirements;
22. personally, following all relevant policies and procedures, and ensuring those in your teams also follow policy and procedures.
Relationship with other functions and stakeholders
23. Maintain and enhance good working relationships with stakeholders, across the region and globally to share best practices, provide support and develop effective local policies and procedures appropriate to the Company, and working in support of the One MUFG and overall Group strategy.
Work Experience
Essential:
24. Relevant work experience at front office in Corporate Banking business
25. Relevant work experience in managing credit assessment for large/medium sized corporates
26. Work experience within a multicultural working environment
Skills and Experience
Functional / Technical Competencies:
Essential
27. Advanced skills in corporate banking, corporate finance, accounting and strategic thinking
28. Deep and wide range of knowledge of financial products/services
29. Advanced skills in Microsoft Office Excel, Word, Power Point and Access applications
30. Strong numerical, written and verbal communication skills, with the ability to communicate effectively at all levels
31. Strong accuracy and attention to details
32. Strong analytical skills and demonstrable accuracy when creating reports
33. Effective team player with well-developed interpersonal skills
34. Excellent time management skills
35. Must be business level fluent in Japanese and English languages, both written and verbal
36. High PMO skills to manage various projects at the same time
37. Advanced skills in strategic planning
Education / Qualifications:
Essential
38. Degree level education and relevant industry expertise
Personal Requirements
39. Logical and accurate analysis
40. Actively proposing effective ideas to drive deals and/or execute processes
41. Effective prioritization and setting of clear action plans to achieve goals
42. Effective execution of tasks to achieve goals and solve problems.
43. Providing accurate guidance and development advice to team members
44. Managing and motivating the team to a high standard of performance
45. Setting high goals and creating new challenges.
46. Demonstrating ownership and adopting an agile and flexible approach to work to achieve the goals
47. Working collaboratively with team members and stakeholders to maximize the performance of the organization
48. Strong influencing and negotiation skills
49. Coordinating different teams towards the goals by finding common ground
50. Acting with integrity and responsibility
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.