Senior backend engineer ii & iii

M-KOPA Belfast, Northern Ireland, United Kingdom

We are continuing to hire Senior Backend Engineers (I, II & III) as we scale our growing FinTech team at M-KOPA. Build sophisticated event‑driven microservices that unlock financial inclusion across Africa.


Impact

💚 Your code will directly power technology solutions for millions of people across Africa who have been excluded from traditional financial services. We've already helped over 7 million customers access over $2 billion in credit. It's your chance to be part of something literally transforming lives across an entire continent 🌍

Link to Impact report: M-KOPA Impact Report 2025: Pathways to progress


Opportunity

* 🎯 Mission‑driven engineering: Every service you build helps expand financial inclusion for under‑banked populations
* 🏆 Global recognition: Join a company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest‑growing for 4 consecutive years (2022‑2025)
* 🚀 Scale challenges: Build backend systems serving millions across multiple African markets
* 🌱 Environmental impact: We are carbon‑negative, having displaced over 2.1 million tonnes of emissions
* 🌍 Fully distributed: Work remotely with diverse teams across UK, Europe, and Africa


What You'll Do

At M-KOPA, you'll build sophisticated event‑driven microservices with real‑world impact. Our engineering teams own their solutions end‑to‑end – from architecture decisions to production monitoring. Join us in combining cutting‑edge .NET development with purpose‑driven engineering that makes digital and financial inclusion possible across Africa.


Technical Environment

* Modern C# Stack: We use predominantly C# written against the latest .NET stack
* Microservices & Cloud: We favour microservices hosted on Azure using Kubernetes
* Event‑Driven Architecture: We are constantly iterating towards a completely decoupled, event‑driven architecture
* Mixed Environment: We have both legacy services and greenfield microservices


Your On‑boarding Journey

When you join, you will participate in our Internal Engineering Bootcamp – an immersive on‑boarding experience with our staff engineering group. You will deep‑dive into our event‑driven architecture, explore our engineering practices, and understand how we approach building systems at scale. We invest in getting you up to speed properly from day one.


Our Engineering Approach

* High quality output
* Observability and monitoring
* Automated testing in all environments, including production
* Infrastructure as code and DevOps practices
* Knowledge sharing and collaborative problem‑solving


What You Need

We expect you to be comfortable working as part of a team that owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle – from inception through production to decommissioning under a DevOps culture. You will value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first‑order concerns in development.


Required Experience

* Strong grasp of C# .NET development
* Experience with event‑driven systems
* Microservices architecture experience
* Testing and deployment expertise
* DevOps culture mindset
* Proven ability to collaborate effectively in distributed teams
* Continuous learning mindset and openness to feedback


Location & Benefits

* Fully remote role within UTC -1 to UTC +3 time zones
* Work with diverse teams distributed across UK, Europe, and Africa
* Personalised training budget to support your development
* Home office setup budget
* Internal Engineering Bootcamp: Join our staff engineering group for an immersive onboarding where you will deep‑dive into our event‑driven architecture and engineering practices
* Professional development programs and coaching partnerships
* Family‑friendly policies and flexible working arrangements
* Well‑being support and career growth opportunities


Our Mission

We create financial inclusion for the traditionally excluded through a fair, flexible, customer‑centric financing model. We strive to drive greater inclusion of women, youth, and low‑income communities.


Our Impact

* Connected 📱: 2.5 million first‑time mobile internet users connected
* Prosperous 💰: 70% of customers use M‑KOPA products for income generation, with 35,000 livelihoods created for agents
* Green 🌱: 2.1 million tonnes of CO₂ avoided through clean energy products and e‑mobility, with over 127,000 circular economy products provided


Why M-KOPA

At M‑KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on‑the‑job training. We support individual journeys with family‑friendly policies, prioritise well‑being, and embrace flexibility.

Ready to build C# .NET solutions that create real‑world financial inclusion? Join us in shaping the future of M‑KOPA as we grow together. Explore more at m-kopa.com.

M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA explicitly prohibits the use of forced or child labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M‑KOPA shall ensure that its employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.

M‑KOPA does not collect/charge any money as a pre‑employment or post‑employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.

Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date.

If your application is successful M‑KOPA undertakes pre‑employment background checks as part of its recruitment process, these include criminal records, identification verification, academic qualifications, employment dates and employer references.

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